Well, that sucks and I wish I could convince Apple to make the Apple Card 
available everywhere. I will, in the future, make sure if I post anything about 
the Apple Card to include a disclaimer line that it does not apply to non-USA 
subscribers.

 

Alan Lemly

 

From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of Sieghard 
Weitzel
Sent: Friday, April 21, 2023 1:41 AM
To: viphone@googlegroups.com
Subject: RE: Instructions on how to set up Apple Card high-yield savings account

 

Not at this point:

 

Another year has gone by without Apple expanding Apple Card availability 
outside the US

Tom Sykes

POSTED ON 01/01/2023

 

Another 12 months have gone by without Apple expanding Apple Card availability 
outside the US, over three years after the service first launched in August 
2019. Apple Card, created in partnership with investment banking company 
Goldman Sachs, allows users to track spending and help manage bills within the 
Wallet app on iOS – completely fee-free, and with lower interest rates compared 
to traditional banks.

Users can make purchases using their Apple Card with Apple Pay on their iPhone, 
iPad, Apple Watch, and Mac, or with the optional titanium Apple Card banking 
card, which features no printed card number or security code, making it the 
world’s most secure credit card.

Since its launch, Apple has kept Apple Card exclusive to customers in the US, 
although at one point there were rumors that an international expansion was on 
the table after 

Apple acquired Credit Kudos, a UK open banking startup earlier this year, 
suggesting the service could arrive in the UK, as well as the iPhone maker 
receiving trademark approval for the name Apple Card in Canada in 2021, 
although nothing ever came of the two developments.

The credit card industry works differently in the US than the rest of the 
world. The fees companies charge to merchants whenever they take a card payment 
are relatively low elsewhere compared to the US, making it hard for Apple to 
offer the same Apple Card perks that it does in the US, such as Daily Cash 
back. With there being no expansion to the availability of Apple Card over the 
past three years, it seems like at least for now, Apple is happy with having 
the service limited to users in the United States. There is no word from Apple 
on if an international expansion is planned, but many users are hoping that the 
New Year sees the iPhone maker expand the availability of the service beyond 
Apple’s home country.

 

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