Yes indeed. 

 

From: [email protected] <[email protected]> On Behalf Of Joe 
Orozco
Sent: Thursday, October 9, 2025 3:22 PM
To: [email protected]
Subject: Re: Is Apple Pay accessible and how to use it?

 

Presumably Apple Pay would reduce the likelihood of credit card skimming 
schemes?

 

Joe

 

 

On Thu, Oct 9, 2025 at 2:48 PM Malcolm Parfitt <[email protected] 
<mailto:[email protected]> > wrote:

This useful guide from Money Supermarket may help.

 


How do I set up Apple Pay?


Getting started with Apple Pay is straightforward. The Apple Wallet app comes 
pre-installed on all compatible Apple devices. Here's how to set it up:

1.      Open the Wallet app on your device
2.      Follow the prompts to add your credit or debit card information
3.      Verify your card with your bank
4.      Once added, select your default card for payments

You can also add cards to your Apple Watch via the Watch app on your iPhone, 
ensuring that even when your phone isn't handy, your wallet is still on your 
wrist.


How do I use Apple Pay to make payments?


When you're ready to pay in-store:

1.      Double-click the side button
2.      Glance at your iPhone, or Apple Watch, for Face ID or place your finger 
on Touch ID
3.      Hold your device near the payment terminal until you see a checkmark or 
feel a vibration

Your default card is charged automatically. To choose a different card, open 
your Apple Wallet, tap the default card, and select the card you want to use 
for payment. 

For online and in-app purchases, select Apple Pay at checkout, choose your 
card, and you're all set – no need to enter your billing and shipping delivery 
details every time.


What is the contactless limit for Apple Pay?


In the UK, contactless payments with Apple Pay can exceed the standard £100 
limit, but it depends on the retailer. 

If you’re travelling overseas and planning to use Apple Pay, there are  
<https://url.uk.m.mimecastprotect.com/s/AgKLC1jmjuKAKMoiLfEHVjQQJ?domain=support.apple.com>
 different limits throughout the world.

This higher limit is more convenient and speeds up the checkout process.


Is Apple Pay safe to use?


Security is a cornerstone of Apple Pay. It uses a device-specific number and 
unique transaction code, meaning your card number is never stored on your 
device or shared with merchants. This advanced security feature gives Apple Pay 
an edge over traditional card payments.

Your transactions are also secured by asking to verify them via Touch ID, Face 
ID or a passcode at the point of sale.


Pros and cons of Apple Pay


*       Advantages:

*       Convenience of quick payments
*       Higher contactless limits than traditional cards
*       Enhanced security features

*       Disadvantages:

*       Not accepted by all retailers
*       Potential for overspending due to ease of use
*       Dependence on device battery life

 

Malcolm Parfitt





On 9 Oct 2025, at 19:05, Sieghard Weitzel <[email protected] 
<mailto:[email protected]> > wrote:

 

Once you have added your card, you just hold the phone up to the card terminal 
in the store, Apple Pay will pop up and you then authenticate with Face Id or, 
if that somehow does not work, by entering your passcode.

Another option is to first double click the side button and do your Face Id 
authentication, then hold the phone up to the terminal.

Lastly, if you have an Apple Watch and you have a passcode set on it, you can 
also add your card to the wallet on your Apple Watch and as long as the watch 
is on your wrist and unlocked,, you just hold it to the terminal and no 
additional authentication is required.

 

From: [email protected] <mailto:[email protected]>  
<[email protected] <mailto:[email protected]> > On Behalf Of CJ & 
AA MAY
Sent: Thursday, October 9, 2025 2:53 AM
To: [email protected] <mailto:[email protected]> 
Subject: RE: Is Apple Pay accessible and how to use it?

 

My blind friend uses it all the time so I too would be grateful for a step by 
step guide.

Alison

 

 

From: [email protected] <mailto:[email protected]>  
<[email protected] <mailto:[email protected]> > On Behalf Of 
[email protected] <mailto:[email protected]> 
Sent: 09 October 2025 09:57
To: [email protected] <mailto:[email protected]> 
Subject: Is Apple Pay accessible and how to use it?

 

Hello all,

 

Is Apple Pay accessible, and if so, I would appreciate if someone gave me 
instructions how to use it.

 

Cheers,

Gezim

 

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