Hi All,

I wrote up this app description in response to an AppleVis forum request for an 
accessible financial calculator app that could calculate compound interest. It 
seems to have been buried, and perhaps even gotten lost due to the change in 
dropping Twitter notifications for comments at the time.  Since this was an app 
I just looked up to reply to a question, and not something that I use myself, I 
didn't post this as an app directory entry.  there may be better solutions, and 
hopefully someone who regularly uses these kinds of calculators can either 
submit a better suggestion, or else post the results of using this app.  On the 
other hand, in case there are any list members looking for accessible financial 
calculators for compound interest, loans, return on investment, etc. I'm 
appending my post below the App Store URL link.

• EZ Financial Calculators (free) by Bishinew Incorporated

The free app, EZ Financial Calculators by Bishinew Incorporated, appears to 
have the features you want.  This app lets you perform a variety of different 
financial calculations, with the option of emailing the results, and also 
accessing additional tables generated from your inputs, such as a table of 
interest and balance listed by number of months for the period of your compound 
interest calculation. This free app is ad supported, but the ads are 
unobtrusive, and only appear at the bottom of the screen.  There is a paid 
version of the app that will also do stock and bond calculations, but the free 
app should do everything you want. There is one unlabeled button, the first 
element on the screen, that is an info button for options to send email 
feedback or access the developer's web site.  Accessibility of the various 
financial calculators was very good, except for the generic calculator, whose 
buttons were labeled by column and row position instead of functions.  You'll 
want to use the default iPhone calculator instead.

When you launch the app you are on a screen with heading "Financial 
Calculators" that lists different types of Financial Calculators you can 
select. Flick through the list to the fourth entry, which is "Compound Interest 
Calculator", and double tap.  The format of the calculator template is to list 
items with corresponding text fields that you fill in, along with buttons to 
"reset", "calculate", or for options to be set, such as the compounding method 
(set to "monthly" by default, but double tap to select other options). The 
onboard keyboard that comes up in the bottom half of the  screen for text  
entry is similar to the dial pad for the phone: there's a nine-pack of numbers 
1 thourgh 9 in the first three rows, and the bottom (4th) row has the period, 
"0", and delete key in the bottom right corner. The input key action can be set 
to either standard typing or touch typing by setting the rotor to "Typing 

So, for example, you'd enter the "Principal Amount", "Monthly Deposit", 
"Period" of your calculation (in months), and "Annual Interest Rate %" into the 
text fields, optionally change the compounding method by double tapping the 
"Monthly" button, then double tap the "Calculate" button that is below the 
"monthly" button and just above the "3" key of the onboard keyboard. The 
onboard keyboard will disappear, and if you flick right you will be able  to 
read the interest amount and maturity value.  Further flicking right gives 
access to an "Email" button, that allows you to send the results of your 
computation, and an "Interest Table" button that accesses a screen which lists 
a table with 3 columns for the months, interest, and balance for the period of 
your term calculation.  Double tap the "Back" button in the top left corner to 
return to your "Compound Interest Calculator" screen, and then double tap the 
"Home" back button in the top left corner to return to the home screen with the 
list of financial calculators.

There are a large number of financial calculators listed, so you will want to 
use the "Edit" button in the top right corner of the screen to reorder the list 
so that the calculators you most frequently use appear first.  Double tap the 
"Edit" button, then flick right to the calculator you want to list first (e.g., 
the compund interest calculator).  Following each listed financial calculator, 
there witll be a button along the right edge of the screen to reorder the 
position of that calculator.  VoiceOver will say, for example, "Reorder 
Compound Interest Calculator, button, draggable; double tap and hold, wait for 
the sound, then drag to rearrange."  When focus is on that button you can do a 
double tap and hold gesture anywhere on the screen. Without lifting your finger 
from the screen,  move it up.  You'll hear a plinking sound as you pass the 
previous entry, and VoiceOver will announce "moved above Loan Calculator", or 
whichever entry you pass.  While in editing mode, you can flick to any other 
calculator, flick right to its reorder button, double tap and hold, then move 
that calculator up in position.  For example, you might want to do this for the 
"ROI Calculator" that lets you calculate a general return on investment, or for 
the "Loan Calculator".  When you have finished rearranging the order of your 
calculators by dragging them into position, double tap the "Done" button in the 
top right corner of the screen.

There are separate calculators for auto loans, auto lease, retirement/401km abd 
credit card payoffs.  On a quick check, all of these seem to be accessible and 
use the dial-pad-like onboard keyboard for input.  The one exception to using 
this keyboard is the "TVM (Time Value of Money) Calculator", that is the first 
of the listed calculators on the home screen, and which is  the most 
complicated of the calculators to use.  This calculator uses the "more numbers" 
keyboard for general text entry, and also has a separate button for 
"Instructions" that I had to read just to figure out what the input variables 
and terminology were.  This calculator is also accessible, but is more complex 
in its setup and button options.  It's also the only one of the calculators 
with a separate button for instructions -- the others are self-explanatory.  
Had I stopped my examination of the app with this calculator, which is the 
first of the listed financial calculators, I would have judged this app to be 
far more difficult to use than it is. That's another reason for reordering the 
list of calculators to put this closer to the end. You may also want to use the 
option to custom relabel the names of the calculators with a two-finger double 
tap and hold.  Wait for the tri-tone sound and then edit the text field for the 
label element.  For acronyms like the "ROI Calculator" I changed the label to 
insert spaces between the letters "R O I" so that VoiceOver pronounces each 
letter instead of trying to pronounce the word "roi", which it mumbles 
indistinctly. I don't have a problem with the pronunciation of the "APR 
Calculator" as "April Calculator", but if you want to relabel this by putting 
spaces between the letters "A P R", you can perform the same relabeling trick.

The only listed calculator with problems is the generic "Calculator" that is 
included in the list, since the buttons are announced with labels like "42 0"  
instead of "7", etc.  Just use the default calculator on your iPhone instead.  
You can also use Siri to do some of these calculations.  This set of financial 
calculators work by template screens with text fields for selected parameters.  
You can either clear all fields with the "reset" button, or modify the text 
fields of just the values you want to change and double tap the "calculate" 
button again.  Then you can use the "email" button to mail a summary of the 

I'll append the list of calculators from the app description:

The widely popular, easy to use and feature rich financial calculators app 
comes to iPhone/iPad:

* TVM Calculator
* Currency Converter
* Loan Calculator
* Compound Interest Calculator
* Retirement/401k Calculator
* Credit Card Pay Off Calculator
* Tip Calculator
* Annual Percentage Rate (APR) Calculator
* Return on Investment (ROI) Calculator
* Auto Loan Calculator
* Auto Lease Calculator
* IRR NPV Calculator
* Calculator and Unit Conversion 
* Percentage Calculator

For TVM calculator, there are buttons PV, PMT, FV, Rate, and Periods on the 
right hand side. If you want to calculate Future Value, for example, click FV 



You received this message because you are subscribed to the "VIPhone" Google 
To search the VIPhone public archive, visit 
To post to this group, send email to viphone@googlegroups.com.
To unsubscribe from this group, send email to 
For more options, visit this group at 
You received this message because you are subscribed to the Google Groups 
"VIPhone" group.
To unsubscribe from this group and stop receiving emails from it, send an email 
to viphone+unsubscr...@googlegroups.com.
For more options, visit https://groups.google.com/groups/opt_out.

Reply via email to