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In a message dated 12/6/01 2:07:05 PM Pacific Standard Time, 

<< It is almost axiomatic here that the more you make the more you spend. 
This spells disaster for those that do not or cannot save. >>
It's my understand that Social Security was created to be a Supplemental 
Program to help out lower income folks who couldn't save as much as their 
better-paid counterparts so when they retired they wouldn't have to go 

Now it's become an end-all entitlement ... "I don't have to save -- I'll just 
draw social security when I retire ....."  MAJOR BOO-BOO!


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