> From:         Kathy Gill[SMTP:[EMAIL PROTECTED]]
> 
> ---Phil Agre <[EMAIL PROTECTED]> wrote:
> >
> > [With the bankruptcy of Digicash, it is time to assemble the definitive
> > list of underperforming Internet technologies.  The received wisdom is
> > that the Internet lies at the vortex of a historically unprecedented era
> > of intensive and disruptive technological change.  A sober reading of
> the
> > evidence, however, supports something much closer to the opposite
> thesis,
> > viz, the Internet is a modest and useful new tool that, despite itself,
> > has given rise to an astonishingly wasteful mania whereby perfectly 
> > good capital is plowed into one ill-conceived technology after another.
> > Consider: interactive television, VRML, Active X, network computers,
> > "push" technology, agents, "social" interfaces, resource visualization,
> > cryptographic payment mechanisms (aka "electronic commerce"), and others
> > that I hope you'll remind me about.  Each of these has been the object
> > of a frenzy that has compelled all manner of smart people, and a whole
> > lot of dumb ones such as myself, to say things like, "boy oh boy, the
> > world is going to be completely different a year from now".  This has
> > been going on continuously since the PR hype that accompanied therun-up
> > to the (failed) Communications Act of 1994 and then the (passed but then
> > catastrophically failed) Communications Act of 1996.  It has been fanned
> > by Wired magazine, whose capitulation to Conde Nast has ended an era
> that
> > should never have begun, and now it is marked by the bankruptcy of David
> > Chaum's Digicash.  All right-thinking people were in favor of Digicash,
> > whose technologies were as intellectually elegant as they were socially
> > responsible.  The problem is that the Digicash people were living in the
> > world of Alice and Bob -- a place where a mathematical proof can change
> > the world in perfect defiance of the dynamics (if you can call them
> that)
> > of large, highly integrated institutions.  Like many Internet-related
> > startups, Digicash existed only to the precise extent that the press was
> > writing about it, and now it doesn't exist at all.  So right now would
> > be an excellent time for us to renounce the false idea that we are
> living
> > in a time of unprecedented technical change.  Yes, the Web has been
> going
> > through a period of exponential growth.  But no, that growth is not at
> > all unprecedented, and in fact it is running behind the penetration
> rates
> > that earlier technologies such as the radio and gas cooking achieved
> once
> > they started being adopted on a mass scale.  (See, for example, Ronald
> C.
> > Tobey's scholarly and absorbing "Technology As Freedom: The New Deal and
> > the Electrical Modernization of the American Home", Univ. of California
> > Press, 1996.)  Nor has the underlying Internet changed at all quickly.
> > The Internet protocols that we use today are unchanged in their
> essentials
> > from about 1982.  In fact, once the real history of this era is written,
> > I think that 1982 will shape up as the true annus mirabilis, and 1994
> will
> > simply be seen as the era when the innovations of ten to fifteen years
> > earlier finally caught public attention and reached the price point that
> > was needed to achieve the network externalities required for its large-
> > scale adoption.  If we get out the rake and drag away all of the
> detritus
> > of the underperforming technologies that I listed above, and compare our
> > times on an apples-for-apples basis with other periods of technological
> > innovation -- including the Depression era, for heaven's sake -- then I
> > think we will have a much healthier perspective going forward.  As it
> is,
> > people the world over have been propagandized into a state of panic, one
> > that encourages them to abandon all of their experience and common sense
> > and buy lots of computer equipment so that they will not be scorned by
> > their children and left behind by the apocalypse that is supposedly
> going
> > to arrive any day now.  No such apocalypse is going to occur, and all of
> > the TV preachers who have been announcing this apocalypse should
> apologize
> > and give the people their money back.  Yes, the world is going to
> change.
> > Yes, information technology will participate, and is already
> participating,
> > in a significant overhaul of the workings of most major social
> institutions.
> > But no, those changes are not going to happen overnight.  The sad
> line-up
> > of underperforming technologies should be understood not as serious
> attempts
> > at innovation but as a kind of ritual, an expensive and
> counterproductive
> > substitute for the chants and dances that healthy societies perform when
> > they are placed under stress.  Maybe once we get some healthy rituals
> for
> > contending with technological change ourselves, we will be able to snap
> out
> > of our trance, cast off the ridiculous hopes and fears of an
> artificially
> > induced millennium, and take up the serious work of discussing,
> organizing,
> > and contesting the major choices about our institutions that lie ahead.]
> > 
> >
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> =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
> > 
> > Date: Wed, 4 Nov 1998 18:02:08 -0500
> > From: Robert Hettinga <[EMAIL PROTECTED]>
> > To: Digital Bearer Settlement List <[EMAIL PROTECTED]>,
> [EMAIL PROTECTED],
> >         [email protected], [EMAIL PROTECTED], [EMAIL PROTECTED]
> > Subject: Re: DigiCash Inc. to File Reorganization, Seeks Partners to
> Drive eCash Forward
> > 
> > -----BEGIN PGP SIGNED MESSAGE-----
> > 
> > 
> > Okay.
> > 
> > Contrary to my own previous -- and painfully recent -- opinions on
> the matter,
> > Digicash, Inc., is, more or less, in play again, or it will be if
> there is
> > enough money chasing it. Whatever "enough" means.
> > 
> > Putting on my Gordon Gekko hat, here, I'm interested in finding out
> a few
> > things. Yes, I have seen the greater fool theory of the blind
> signature patent
> > operate more than a few times, but I am, nonetheless, driven to
> think about
> > this, and I might as well be public in my musing, at least for the
> time being.
> > 
> > 
> > For expenses of any new company, it should be pretty clear by now
> what I would
> > do with the DigiCash technology portfolio. I would put a real good
> > intellectual property lawyer on the payroll, keep the cryptographers
> who would
> > still consent to stick around, keep or improve whatever software
> test people
> > they have left, and do nothing but sell licenses and implementation
> > certifications, using the the underwiting model at
> > <http://www.philodox.com/modelpaper.html> as a roadmap.
> > 
> > For this imaginary company's revenue, aside from direct fees for
> validating a
> > developer's, and possibly an underwriter's, implementation of the
> protocol,
> > the trustee would be the only point of patent royalty collection and
> payment
> > from the underwriters and developers to the new patent holder.
> > 
> > As far as the current installed base is concerned, I would probably
> spin off a
> > company to support those customers, and give it a non-exclusive
> license as if
> > it were any other developer.
> > 
> > This assumes, of course, that DigiCash BV/Inc. didn't issue
> > exclusive-by-country licenses. While it appears on the surface that
> they have
> > done exactly this, I have been met with what seems like incredulity
> from
> > various DigiCash folks when I talk about it, so, for the time being,
> I'll take
> > them at their word when they tell me it isn't so. Actually, when I
> think about
> > it, it may be immaterial, as there are lots of countries on the
> internet to
> > park underwriters and trustees in, and they can denominate their
> bearer cash
> > instruments in any currency they want.
> > 
> > One way or another, the software side of DigiCash would be gone. We
> figure out
> > what the net present value is of the current licenses, and hope that
> a company
> > can be formed around that cashflow and spun off into a separate
> software
> > development company. If we're lucky, we make money on the spinoff
> and keep the
> > patent. If we're not lucky, DigiCash will probably have to get rid
> of it's
> > current obligations before *anyone* clueful would step in to pick up
> the
> > patents, and just the patents, alone.
> > 
> > 
> > Obviously, what has been spent so far building DigiCash, BV or Inc.,
> is
> > immaterial to any discussion of the future. Just like what happened
> to Chaum,
> > et. al., when Negroponte and companies um, executed, the purchase of
> last
> > version of DigiCash, we have to completely forget the all the money
> which
> > has been spent on Digicash BV, now Digicash Inc., so far, and ignore
> the
> > howls of the current investors, as painful as that may be to listen
> to. :-).
> > They knew the job was dangerous when they took it, anyway...
> > 
> > 
> > Okay, that's a nice story. How about some actual data? I expect the
> best way
> > to get a handle of royalties is to start soliciting actual projected
> royalty
> > estimates from potential developers and underwriters, but, frankly,
> I think
> > that most developers and underwriters, like the rest of us, have no
> real idea
> > how much money they're going to make. Nonetheless, if anyone's
> interested in
> > telling me, offline, what they think they would would be fair royalty
> > payments, either as an underwriter or as a developer, I'd like to
> hear their
> > estimates. My PGP key is attached.
> > 
> > My own rule of thumb, for cash anyway, is that an underwriter can
> probably
> > charge no more than a bank charges to one of their non-customer ATM
> > transactions. That's probably no more than $3.00 a withdrawl. They
> also get to
> > keep the interest on the reserve account, if any, of course.
> Frankly, if the
> > royalties are low enough, that may be more than enough revenue to
> bootstrap a
> > business with, and   I would personally lobby for as low a royalty
> structure
> > as possible. That, of course, is driven entirely by the cost/revenue
> picture,
> > but it might be that a majority of the short-term operations can be
> > bootstrapped out of validation fees.
> > 
> > 
> > That leaves all the other potential markets for blind-signature
> macroscale
> > digital bearer settlement, everything from long-duration bandwidth
> purchases
> > for IP or voice dialtone on up to actual securities transactions
> themselves.
> > Most of these potential applications will occur after the patents
> expire,
> > but whoever owns these patents should allow not only licenses to all
> comers,
> > but, more to the point, should allow all *licensees* to worry about
> the
> > legal ramafications of the patents' use.
> > 
> > If a particular licensee can find a legal jurisdiction to offer
> utterly
> > anonymous digital bearer instruments backed by totally anonymous
> reserves,
> > then, as long as the licensee pays up, god bless 'em. The patents
> should be
> > licensed within the law, certainly, but, other than that, their use
> should be
> > considered value neutral, like all technology. As in all bearer
> markets
> > before them, the digital bearer trustee will be the point of maximum
> legal
> > compliance, and, as such, will be the functional "policeman" of the
> system.  I
> > leave the interesting solution of bearer-backed trustees for some
> other day,
> > probably after the patents have long expired.
> > 
> > 
> > Okay. There's lots more to talk about, of course, but I'm kind of
> tapped out
> > on this for the time being.
> > 
> > If you're an intellectual property lawyer, and you fancy yourself
> running the
> > DigiCash patent portfolio, contact me directly. I'm not sure exactly
> what I
> > can do, if anything, but I'd be very interested to hear your
> thoughts on this,
> > as the potential core person of this as yet imaginary enterprize, up
> to, and
> > including what it would cost for you to sign on for this much fun as
> at least
> > in-house counsel, if not the actual CEO. :-).
> > 
> > In addition, if someone has a reasonable non-proprietary(!) estimate
> of the
> > projected revenues on all those outstanding ecash contracts, that
> would be
> > nice to know as well. The terms of those contracts, are, of course,
> probably
> > unknowable at the moment, at least until someone has enough known
> scratch to
> > belly up to the table, sign an NDA and take a peek. Of course, then
> they
> > couldn't tell us anything anyway...
> > 
> > Isn't this fun?
> > 
> > 
> > 
> > Cheers,
> > Bob Hettinga
> > 
> > 
> > 
> > -----------------
> > Robert A. Hettinga <mailto: [EMAIL PROTECTED]>
> > Philodox Financial Technology Evangelism <http://www.philodox.com/>
> > 44 Farquhar Street, Boston, MA 02131 USA
> > "... however it may deserve respect for its usefulness and antiquity,
> > [predicting the end of the world] has not been found agreeable to
> > experience." -- Edward Gibbon, 'Decline and Fall of the Roman Empire'
> > 
> > 
> > --------------160D55EEEBD38D036F141A24--
> > 
> > 
> > 
> > 
> 
> ==
> 
> Kathy E. Gill
> http://www.dotparagon.com/R65/
> 
> Failures are finger posts on the road to achievement.
> ~ Charles F. Kettering
> 
> _________________________________________________________
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> 
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