Sober look at Y2K (from AZ Republic, 19990224)

Senate report finds economy 'at risk'
By Robert A. Rankin -- Knight Ridder Newspapers

WASHINGTON -- After almost a year of systematic investigation, a special
Senate committee warns in a report to be released within days that all
segments of the U.S. economy -- from hospitals to electric power plants --
remain "at risk" from the year 2000 computer problem that looms less than
one year away.

The sober study -- a draft was obtained by Knight Ridder Newspapers --
concludes that while both government and business have worked hard to
correct the Y2K problem, their efforts began late and remain insufficient,
and consequently some incalculable level of economic disruption is inevitable.

"Make no mistake," the Senate panel's co-chairmen warn in a letter to their
colleagues at the report's front, "this problem will affect us all
individually and collectively in very profound ways.... It will indeed
impact individual businesses and the global economy. In some cases, lives
could even be at stake."

The authors of the carefully low-key report take care to avoid either undue
alarm or unfounded optimism. For example, they conclude that while local
electricity blackouts are likely, a national power breakdown is not.

The study notes that most small to midsize businesses have yet to make Y2K
repairs. And many of America's trade partners are far behind in taking
corrective steps, posing risks of worldwide ripple effects.

Banks and other financial service companies are well-prepared, the Senate
panel finds. Social Security checks should not face interruption. And
air-traffic control should be able to avoid major disruptions to air
travel, although some "flight rationing" may be necessary.

"The committee has no data to suggest that the United States will
experience nationwide social or economic collapse," the Senate co-chairmen
wrote, "but we believe that disruptions will occur that in some cases will
be significant. The international situation will be more disturbing. Those
who suggest that it will be nothing more than a 'bump in the road' are
simply misinformed."

Chairman Robert Bennett, R-Utah, and Vice Chairman Christopher Dodd,
D-Conn., have led their special Senate select committee through nine
hearings since last April examining the state of Y2K preparedness in seven
critical U.S. industries.

------------------------------------------------
Senate report highlights potential trouble spots

Here Is how the Senate panel sees Y2K affecting various sectors of the U.S.
economy:

UTILITIES: Only about 50 percent of electric utilities had repaired Y2K
systems as of December. "Of greatest concern are about 1,000 small, rual
electric utilities." Local and regional blackouts are "likely," but a
"prolonged, nationwide blackout" is not.

HEALTH CARE: About 64 percent of hospitals have no plans to test their Y2K
fixes before the crunch date. And 90 percent of doctors' offices are
unaware of how exposed they are to Y2K problems. Federal payment systems
for Medicare and other health insurance programs are behind schedule for
repair. "The health care industry is one of the worst-prepared for Y2K and
carries a significant potential for harm."

TELECOMMUNICATIONS: About 95 percent of telephone systems are expected to
be ready. No reliable data exist on readiness to test data networks,
cellular or satellite communications systems, or 1,400 regional carriers.

TRANSPORTATION: "On average, the nation's 670 domestic airports started Y2K
compliance too late," the report states. The Federal Aviation
Administration has "made great strides". but "it still has a way to go...
Planes will not fall out of the sky, but flight rationing to some areas and
countries is possible." Aviation problems will be "much worse" abroad. 

FINANCE: Banks and automated tellers are expected to function and to have
enough cash. The Federal Reserve intends to expand available currency by
one-third, to about $200 billion, to cover  withdrawals "and has other
contingency arrangements available if needed," Fed Chairman Alan Greenspan
told the Senate Banking Committee on Tuesday. 

GOVERNMENT: Federal agencies vary widely in preparedness; among the least
prepared is the Department of Defense. A House panel monitoring federal Y2K
efforts issued an overall grade of C+ on Tuesday. Defense reported that
only 12 percent of its "mission-critical systems" are ready;
Transportation, only 53 percent. 

BUSINESS: Heavily regulated fields such as: banking, insurance and finance
"are furthest ahead," but "health care, oil, education, agriculture,
farming, food processing and the construction industry are lagging behind,"
the report said. Any failure of a critical system is likely to cost up to
$3.5 million to repair and to take three to 15 days.

INTERNATIONAL: Venezuela and Saudi Arabia, which together supply 30 percent
of U.S. oil imports, are both 12 to 18 months behind U.S. Y2K repair
efforts, exemplifying how problems abroad might have an impact here.
Infection of repaired U.S. computer systems from links to unfixed foreign
ones is also worrisome.

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