> -----Original Message-----
> From: George Staikos
> I would like to add a few more points here.
> 
> 2) Certificates are more easily stolen than passwords unless 
> the certificates 
> have passwords on them.  Then, well, we are using passwords again.  
> Certificates have lost most of their value by this point I think.

But you usually can't get someones certificate by offering a mars bar on
the street...

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