Hello all,

Short abstract:

The association has a drone, currently in Geneva. The swiss legislation is
permissive, but one must have an insurance to use it. As the drone is
WMCH's property, who should get the required insurance ? More generally,
what about insurance for equipment and volunteers ?

L'association dispose d'un drone, actuellement à Genève. La législation
suisse est permissive, mais il faut avoir une assurance pour l'utiliser.
Comme le drone est la propriété de WMCH, qui devrait obtenir l'assurance
requise? De manière plus générale, qu'en est-il de l'assurance du matériel
et des bénévoles ?

Der Verein hat eine Drohne, die derzeit in Genf ist. Das Schweizer
Gesetzgebung ist permissive, aber man muss eine Zusicherung haben, es zu
benutzen. Wie die Drohne ist WMCH Eigentum, wer die erforderliche
Zusicherung erhalten sollte? Ganz allgemein, was über die Versicherung der
Ausrüstung und der Freiwilligen?

Long version:
In light of the actuality in France, where a young boy have been prosecuted
for filming with a drone (in French:
http://www.lemonde.fr/societe/article/2014/02/14/un-lyceen-poursuivi-pour-avoir-filme-nancy-a-l-aide-d-un-drone_4366386_3224.html),
may I remind you that the association is the proud owner of a DJI
Phantom (https://commons.wikimedia.org/wiki/File:WMCH_Drone.jpg), a drone
that can be used in combination with a GoPro to take pictures. Examples are
here:
https://commons.wikimedia.org/wiki/Category:Media_supported_by_Wikimedia_CH_-_Drone

The swiss legislation is by far more permissive than the French one when it
comes to drones. An abstract is avalaible here:
http://www.bazl.admin.ch/dienstleistungen/02658/index.html

However, the law states "Afin de garantir les prétentions des tiers au sol,
l'exploitant doit conclure une assurance responsabilité civile d'une somme
de 1 million de francs au moins./Die Haftpflichtansprüche von Dritten auf
der Erde sind vom Halter oder von der Halterin durch eine
Haftpflichtversicherung mit einer Garantiesumme von mindestens 1 Million
Franken sicherzustellen.". My question is: Who is the "exploitant/Halter" ?
Is it the association or is it the person piloting the drone ?

* Can the association have a formal and legal advice on this ?

* Can the association get an insurance for the volunteers piloting the
drone ?

This also raise the question of insurance for the equipment owned by the
association, and for the volunteers and their equipment while participating
in events for the association.

* If one causes damage with the association equipment, or if the
association equipment is damaged or stolen, how are we insured ?

* If my equipment is damaged or stolen while participating to an event for
the association ?

I think those are important questions, that need a real answer.

Just for information, I will not fly the WMCH drone until the situation is
clear, as I think this is to jeopardizing for me.

Clément/Pleclown
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