[Winona Online Democracy]
To Paul, Kathy and others interested in the issue of costs for uninsured patients:
I have copied a physician's view from the statewide online discussion group that may be of interest.
Also of interest is the economist Ed Lotterman's column in today's St Paul Pioneer Press. Of particular interest is his commentary on the relationship of fees to research in major hospitals such as those in the Mayo group.
--- In [EMAIL PROTECTED], "Michael Fratto" <[EMAIL PROTECTED]> wrote:
Lets talk health care. The conservatives want to cut MnCare. Whathappens
if this occurs? It saves the state some money in its budget. BUTwhat else
happens? Those who lost coverage, now use the most expensive typeof
medical service, emergency rooms. This means every person who hashealth
insurance will pay more for their coverage. Why? Because thehospitals
MUST cover those emergency room costs somewhere. so they increase
the cost
of their services.
This is frequently cited as a source of increasing cost of health care but I don't think it is all that clear. Recent studies on Medicare cite the fact that most hospitals lose money taking care of Medicare patients. In Minnesota, there are statistics on the hospitals that provide millions of dollars each year in unfunded care. The upper limits of those figures are about 2-3% of total charges. There is a 2% provider tax that affects most hospitals although some have been exempted because of the amount of charity care they provide.
The most relevant factor in Minnesota health care costs is the insurance company and government monopsony that sets all the fees and charges. It is basically irrelevant what a hospital or doctor decides to charge a government payer or insurance company because they usually have to accept what they are paid.
When I see people being cut off an insurance program like Minnesota Care - I don't assume that it will have any impact on private payers.
I think it is basically a message to physicians and hospitals that they will be expected to provide more uncompensated care.
The real problem is that care of the individual patient suffers. Without insurance you can be treated for an acute episode. The hospital might even provide you will a month of medications after you leave. Beyond that your hope for continued care depends on you establishing a relationship with a sparse network of public clinics and hoping that they can provide you with the medicine you need.
The real human cost is what politicians and administrators don't talk about.
George Dawson St. Paul, MN [EMAIL PROTECTED]
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