I think IP Pay queries the issuer to determine what the proper expiration 
date and updates it.  Maybe I'll get Charles over here to say what his 
service does.  ;-)


-----
Mike Hammett
Intelligent Computing Solutions
http://www.ics-il.com



--------------------------------------------------
From: "RickG" <rgunder...@gmail.com>
Sent: Monday, December 14, 2009 12:14 AM
To: "WISPA General List" <wireless@wispa.org>
Subject: Re: [WISPA] Credit Card Processors

> But the issue is that they may consider using an expired card as 
> fraudulent.
> Remember, each credit card transaction has a bunch or legal rules and
> regulations that come along with it. You know how it goes, do it right or 
> it
> may bite!
>
> On Sun, Dec 13, 2009 at 11:57 PM, Travis Johnson <t...@ida.net> wrote:
>
>>  And when the chargeback comes through, you fax them the copy of your
>> internet service contract and their usage summary showing they owed and 
>> paid
>> for the bill as agreed.
>>
>> Travis
>> Microserv
>>
>>
>> RickG wrote:
>>
>> My banker buddy said its between you and your credit card processor but
>> charging to an expired card could leave you open to a charge back. I 
>> guess
>> the safest thing to do is ask your processor. I did find the attached on
>> Visa's website. -RickG
>>
>> On Sun, Dec 13, 2009 at 9:42 PM, Josh 
>> Luthman<j...@imaginenetworksllc.com> <j...@imaginenetworksllc.com>wrote:
>>
>>
>>
>>  Very confident that IPPay will accept past expiration dates as long none 
>> of
>> the other information was changed.  I read something about this recently
>> but
>> I can't seem to locate it.
>>
>> Josh Luthman
>> Office: 937-552-2340
>> Direct: 937-552-2343
>> 1100 Wayne St
>> Suite 1337
>> Troy, OH 45373
>>
>> "The secret to creativity is knowing how to hide your sources."
>> --- Albert Einstein
>>
>>
>> On Sun, Dec 13, 2009 at 9:29 PM, RickG <rgunder...@gmail.com> 
>> <rgunder...@gmail.com> wrote:
>>
>>
>>
>>  I'm speaking from experience :)
>> Most credit cards expire in two years. So, you take their expiration date
>> and add two years - wella, it works again!
>> I dont know about other processors but authorize.net will not accept an
>> expired date.
>> -RickG
>>
>> On Sun, Dec 13, 2009 at 4:13 PM, Josh 
>> Luthman<j...@imaginenetworksllc.com> <j...@imaginenetworksllc.com>wrote:
>>
>>
>>
>>  I don't see how you can guess it.  You can have one card number not
>> change but renew it's expiration date.  Also keep in mind you can
>> continue charging without updating information for companies just like
>> us.
>>
>> On 12/13/09, RickG <rgunder...@gmail.com> <rgunder...@gmail.com> wrote:
>>
>>
>>  Quickbooks is great!
>>
>> Question though: I was told by my bank not to guess their new
>>
>>
>>  expiration
>>
>>
>>  date and that you need to get the it  directly from the customer or
>>
>>
>>   you
>>
>>
>>  are
>>
>>
>>  subject to dispute. True of false?
>> -RickG
>>
>> On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi<wirelessn...@rapiddsl.net> 
>> <wirelessn...@rapiddsl.net>wrote:
>>
>>
>>
>>  IPPay is really cool. Expecially automatic features like figuring
>>
>>
>>   out
>>
>>
>>  the
>>
>>
>>  right CC exp date after it expires. We'd like to use it, if we
>>
>>
>>   could.
>>
>>
>>   But we dont use them because you really need a seperate billing
>>
>>
>>   system
>>
>>
>>  to
>>
>>
>>  integrate with them.
>> We use Quickbooks for our billing, and from what I understood IPPay
>>
>>
>>   does
>>
>>
>>   not
>> integrate with Quickbook's billing.
>>
>> PS. I know, why are we using Quickbooks for billing still? Resistent
>>
>>
>>   to
>>
>>
>>   change when something works, its easy, and no compelling reason to
>>
>>
>>  change.
>>
>>
>>  Tom DeReggi
>> RapidDSL & Wireless, Inc
>> IntAirNet- Fixed Wireless Broadband
>>
>>
>> ----- Original Message -----
>> From: "Travis Johnson" <t...@ida.net> <t...@ida.net>
>> To: "WISPA General List" <wireless@wispa.org> <wireless@wispa.org>
>> Sent: Saturday, December 12, 2009 11:16 PM
>> Subject: Re: [WISPA] Credit Card Processors
>>
>>
>>
>>
>>  IPPay. Only saved us $500 per month and we get our money in 1-2
>>
>>
>>   business
>>
>>
>>   days (instead of 4-5 with authorize). :) :)
>>
>> Travis
>> Microserv
>>
>> Robert West wrote:
>>
>>
>>  Looking at credit card processors again.  Been nickled and dimed
>>
>>
>>    to
>>
>>
>>   death
>>
>>
>>  with 2 others.  Who are you happy with and do they work 
>> withauthorize.net?
>>
>>
>>
>> Bob-
>>
>>
>>
>>
>>
>>
>>
>> Robert West
>>
>> Just Micro Digital Services Inc.
>>
>> 740-335-7020
>>
>>
>>
>>
>>
>>
>>
>>
>>    
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>> --
>> Internal Virus Database is out-of-date.
>> Checked by AVG.
>> Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date:
>> 5/15/2009 6:16 AM
>>
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>>            --
>> Josh Luthman
>> Office: 937-552-2340
>> Direct: 937-552-2343
>> 1100 Wayne St
>> Suite 1337
>> Troy, OH 45373
>>
>> "The secret to creativity is knowing how to hide your sources."
>> --- Albert Einstein
>>
>>
>>
>>
>>
>>
>>  
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