I think IP Pay queries the issuer to determine what the proper expiration date and updates it. Maybe I'll get Charles over here to say what his service does. ;-)
----- Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -------------------------------------------------- From: "RickG" <[email protected]> Sent: Monday, December 14, 2009 12:14 AM To: "WISPA General List" <[email protected]> Subject: Re: [WISPA] Credit Card Processors > But the issue is that they may consider using an expired card as > fraudulent. > Remember, each credit card transaction has a bunch or legal rules and > regulations that come along with it. You know how it goes, do it right or > it > may bite! > > On Sun, Dec 13, 2009 at 11:57 PM, Travis Johnson <[email protected]> wrote: > >> And when the chargeback comes through, you fax them the copy of your >> internet service contract and their usage summary showing they owed and >> paid >> for the bill as agreed. >> >> Travis >> Microserv >> >> >> RickG wrote: >> >> My banker buddy said its between you and your credit card processor but >> charging to an expired card could leave you open to a charge back. I >> guess >> the safest thing to do is ask your processor. I did find the attached on >> Visa's website. -RickG >> >> On Sun, Dec 13, 2009 at 9:42 PM, Josh >> Luthman<[email protected]> <[email protected]>wrote: >> >> >> >> Very confident that IPPay will accept past expiration dates as long none >> of >> the other information was changed. I read something about this recently >> but >> I can't seem to locate it. >> >> Josh Luthman >> Office: 937-552-2340 >> Direct: 937-552-2343 >> 1100 Wayne St >> Suite 1337 >> Troy, OH 45373 >> >> "The secret to creativity is knowing how to hide your sources." >> --- Albert Einstein >> >> >> On Sun, Dec 13, 2009 at 9:29 PM, RickG <[email protected]> >> <[email protected]> wrote: >> >> >> >> I'm speaking from experience :) >> Most credit cards expire in two years. So, you take their expiration date >> and add two years - wella, it works again! >> I dont know about other processors but authorize.net will not accept an >> expired date. >> -RickG >> >> On Sun, Dec 13, 2009 at 4:13 PM, Josh >> Luthman<[email protected]> <[email protected]>wrote: >> >> >> >> I don't see how you can guess it. You can have one card number not >> change but renew it's expiration date. Also keep in mind you can >> continue charging without updating information for companies just like >> us. >> >> On 12/13/09, RickG <[email protected]> <[email protected]> wrote: >> >> >> Quickbooks is great! >> >> Question though: I was told by my bank not to guess their new >> >> >> expiration >> >> >> date and that you need to get the it directly from the customer or >> >> >> you >> >> >> are >> >> >> subject to dispute. True of false? >> -RickG >> >> On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi<[email protected]> >> <[email protected]>wrote: >> >> >> >> IPPay is really cool. Expecially automatic features like figuring >> >> >> out >> >> >> the >> >> >> right CC exp date after it expires. We'd like to use it, if we >> >> >> could. >> >> >> But we dont use them because you really need a seperate billing >> >> >> system >> >> >> to >> >> >> integrate with them. >> We use Quickbooks for our billing, and from what I understood IPPay >> >> >> does >> >> >> not >> integrate with Quickbook's billing. >> >> PS. I know, why are we using Quickbooks for billing still? Resistent >> >> >> to >> >> >> change when something works, its easy, and no compelling reason to >> >> >> change. >> >> >> Tom DeReggi >> RapidDSL & Wireless, Inc >> IntAirNet- Fixed Wireless Broadband >> >> >> ----- Original Message ----- >> From: "Travis Johnson" <[email protected]> <[email protected]> >> To: "WISPA General List" <[email protected]> <[email protected]> >> Sent: Saturday, December 12, 2009 11:16 PM >> Subject: Re: [WISPA] Credit Card Processors >> >> >> >> >> IPPay. Only saved us $500 per month and we get our money in 1-2 >> >> >> business >> >> >> days (instead of 4-5 with authorize). :) :) >> >> Travis >> Microserv >> >> Robert West wrote: >> >> >> Looking at credit card processors again. Been nickled and dimed >> >> >> to >> >> >> death >> >> >> with 2 others. Who are you happy with and do they work >> withauthorize.net? >> >> >> >> Bob- >> >> >> >> >> >> >> >> Robert West >> >> Just Micro Digital Services Inc. >> >> 740-335-7020 >> >> >> >> >> >> >> >> >> >> -------------------------------------------------------------------------------- >> >> >> WISPA Wants You! 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