My comment: Unfortunately this issue is too serious to let it pass
without any comment.

Besides what prof. Stiglitz told, and I agree. There is a deeper point
that I want to point out. The overall perspective of economics and its
projection into actual economic policies.

Until prof. Friedman, economics had many legs (fiscal, labour, etc.)
but two main legs in particular one is financials that cares on how
financial means (money, credit, liquidity, etc.) move, rise or fall
and the second one is economy itself or how, who, etc. real wealth is
created. Since prof. Friedman and monetarism, financials took the
driver seat in US government and some other governments around the
world. Even, US universities taught that financials is enough to drive
an economy, while who, how, what, etc. is decided by free market
agents. In 2008 the world has realised that it is not true.

But we still have a problem. Those who do not know anything but
financials.

I have to recap about this crisis. Despite the real crisis is rooted
into the real economy (lack of savings in US economy that produced
lack of fund into the banking system and mismatch between US
production and global demand that bring foreign deficits), the
symptoms were 1) banking crisis beacuse mortgage crash, 2) on top of
the banking crisis, crisis of the whole financial system. Whisle the
crisis was in the financial arena, most financials were able to
predict, to handle, to advise, etc. it was their scope of knowledge.

But since July-August 2008, it is not mainly a financial crisis, it is
an economic crisis that has embeded a financial crisis, and deeper it
has embedded a banking crisis. Very few American economists are
skilled on economic policies, their skills are just financials.
Unfortunately the current secretary of the treasure, Mr.Geithner, is
one of them. Fortunately prof. Stiglitz knows how to walk with two
legs, economy and financials.

Financial solutions are waste of time and funds. This crisis will be
fixed only through economic means. In that sense, the stimulous
package that was anounced several months ago points at the right
direction: to create wealth from the bottom. Although probably it
needs more funds that the first budget. The bad bank policy points
once again at the wrong direction, to withdraw funds from the real
economy (what Americans call main street) to carry them to the banking
system (what Americans call Wall Street), that withdrawal will hurt
the stimulous policy.

The banking system will not recover even if they put trillions and
trillions into them. They will not leand money, because the only big
real AAA customer is the Federal budget (and it is AAA because we want
that it is), without lending they will not make profits, and without
profits the system is not sustainable. The bad bank just means to
start a new housing bubble from scratch, again. And again, a new
crisis in the near future.

Bet hard on the stimulous package, as hard as required, even harder
than today if necesary. There is the true way out.

Peace and best wishes.

Xi

http://www.bloomberg.com/apps/news?pid=20601087&sid=a.madyfHZeBs&refer=home
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