Hello.  My name is Adam Glowniak.  I work for Chautauqua Home Rehabilitation
and Improvement Corporation (CHRIC).  We are still in the start-up phase of
our Ways to Work Family Loan Program.  As with starting any program, many
questions and problems arise.  This discussion forum will be a great way for
me to communicate with others who are going through, or have gone through,
the problems that we are facing.  I'll be in touch.

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