Montgomery and Dothan, Alabama programs operate the same way.  There is no
application fee and the tag, title, and tax are disclosed by the dealer on
the bill of sale.  Also, our partnering bank waives the loan origination
fee.  Thanks.

Angie Butterfield, M.S., FDC
Ways to Work Program Director
Family Guidance Center of Alabama
(334) 270-4100

----- Original Message -----
From: <[EMAIL PROTECTED]>
To: <[EMAIL PROTECTED]>
Sent: Wednesday, August 27, 2003 4:36 PM
Subject: RE: [WTW] Application Fee (posted on behalf of Bob Sukel)


> We don't charge an application fee.  The tag, title and tax are disclosed
by
> the dealer on the bill of sale.  Thanks
>
> > -----Original Message-----
> > From: Marsha Duffek [SMTP:[EMAIL PROTECTED]
> > Sent: Wednesday, August 27, 2003 1:46 PM
> > To: Discussion Form (WTWLC)
> > Subject: [WTW] Application Fee (posted on behalf of Bob Sukel)
> >
> > For those of you who collect an application fee, how do you disclose it
to
> > the client ON the Loan Note (whether booked by the lending partner or in
> > house)? Also, how are other fees disclosed (title, lien, etc)?
> >
> > THANX !
> >
> > Robert M. Sukel
> > Ways to Work Program Manager
> > Family Services
> > 212 E Exchange Street
> > Akron OH 44304
> > (330) 376-9494 Ext. #214
> > HYPERLINK "mailto:[EMAIL PROTECTED]"[EMAIL PROTECTED]
> >
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