I'm pretty sure that is for theft, I think this insurance policy is
for damaging your bike in a wreck or accident, similar to an extended
warranty.

On Jan 20, 5:38 pm, "Ryan Post" <[email protected]> wrote:
> I thought you could request it to be added to your home insurance policy?
> Whatever covers 4Wheelers and Jet Skis, must cover bicycles?
>
> From: [email protected] [mailto:[email protected]] On
> Behalf Of Mountaineer Cycling
> Sent: Thursday, January 20, 2011 12:51 PM
> To: [email protected]
> Subject: [WVU Cycling] Bike Damages Insurance Survey
>
> I just received the following.  Sounds interesting.  If any of you want to
> participate in the survey, send an email to the one listed below with your
> answers to the three questions.  I don't really know who this person is, but
> the concept of bike insurance is kinda cool.
>
> -Emily
>
>
>
> ---------- Forwarded message ----------
> From: Cheryl P <[email protected]>
> Date: Thu, Jan 20, 2011 at 11:21 AM
> Subject: Bike Damages Insurance Survey
> To: [email protected]
>
> I am in the process of starting an insurance coverage for bicycle damages.
> The coverage would be for high end bikes in the beginning but with the hopes
> of seeing a need to expand that coverage to every cyclist.  My husband is
> (was) a pro cyclist and more than once he has crashed.  And although Health
> and accident insurance covered damages to his body there was nothing to
> cover the damages to his high end bikes.  Which as you know he was more
> upset over the bike damages than his own injuries.  I am just about ready to
> launch this coverage but I need several surveys completed before I can
> proceed.  If you belong to a Cycling Club maybe you can help me out by
> passing this along to your members.  Any help will be appreciated and once
> this coverage gets started if you know any Bike Shop owners or Bike Clubs
> that would be interesting in offering this insurance to their customers they
> will be able to make a percent off every policy they sell and renewals as
> well.  Here is the brief survey I am asking for help with.  
>
> IF YOU OWN A BICYCLE PLEASE ANSWER THESE 3 SIMPLE QUESTIONS
>
> 1. Do you own a bicycle valued at $2,500 or above? Yes   No
>
> 2. Have you had an accident with your bicycle in the last 3 years? Yes  No
>
> 3. What where the damages to the bicycle?
>
> A. $100.00 - $500.00
>
> B. $501.00 - $1,500.00
>
> C. $1,501.00 - $2,500.00
>
> D. $2,501.00 +
>
> E. Total Loss
>
> PLEASE EMAIL RESPONSES TO: [email protected] Hide quoted text -
>
> - Show quoted text -

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