BINGO!  Especially, especially E.J.'s first line:  If you have to 
PAY them, it is almost always a SCAM.

As to personal information, well, read the site's privacy policy. 
This is hardly ever easy since most of them are written by lawyers 
and are intentionally written to obfuscate and confuse the average 
reader who is not an attorney. Often, legitimate businesses on the 
web state simply something like "We will NOT share any of your 
information without your explicit permission or in response to a 
legal request." (that usually means a subpeona issued by a court, 
although in the U.S. now, various "homeland security" type agencies 
can get your information simple by demanding it, with no approval by 
any court.)

Hope this gives you some additional help.

Larry








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