Comrade

The coming together of saambou allied bank & volks kas bank
etc in various combinations has ultimately resulted in four
banks in South Africa consolidating their hold in the
finance sector. The result is that they have constituted
monopolies that have perpetuated a situation where many
working people remained unbanked until recently when we
struggled for Umzansi Account, its just impossible in South
Africa for communities to access capital whilst the
financial sector invest lavishly in malls and extravagant
suburbs not creating low cost quality housing for the poor.

What this shows that when businesses come together its more
about profits then efficiencies this is where the
difference is because NYDA is about improving service
delivery not profits. Its about creating strong state
institutions to support service delivery. We have state
institutions such as NYDA coming into existence today to
rollout and fund community and youth initiatives amongst
others because capital has consolidated and remained anti
youth, anti real development and pro bourgoesie (Not
surprisingly) since 1994.

I just thought in expounding a wholly correct perspective
how we reach the conclusion must not undermine our
understanding of what the Communist Manifeso say about
capitalist oligarchies and our own experiences of such

Mxolisi 
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