We buy new cars at the end of the model year, for cash.  No car payments.
We drive them until they die.  My 1997 Chrysler Town and Country MiniVan
($28K new) has 175,000+ miles, with no major work (water pump, brakes, minor
things).  I think that this is because a lot of the miles are put on for
Scouts, and a bunch driving out to SLC for the LDS Booksellers Convention a
few times.

If the engine dies, there's the Engine Exchange.  Same for the transmission
(175,000 miles on a Chrysler MV transmission, and still going strong? -
Clearly divine intervention!).


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