On 28.03.2014, at 13:27, Mike Hearn <m...@plan99.net> wrote:

> It is not more effort than an auto remembered call-in phone number. You 
> delete if you do not care. The difference however is that it would be a clean 
> protocol for repeated payments in both directions for whatever reason, where 
> "refund" is and "payment" are not special compared to "1st installment", 
> "overpayed back" or "tip"  or whatever extra charge arises later.
> 
> I think that'd be too abstract. The purpose of the refund field is that so 
> if/when you receive a payment there, the wallet UI can do something 
> intelligent, like show you in your transactions list that a certain payment 
> was refunded using language the user will understand. If it's modelled at the 
> protocol level without that then it makes producing good UI's harder.

What is too abstract in a contact list ? If the payment comes with a tag like 
refund the UI could display as such and if it comes with e.g. VAT then that. 

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