In a message dated 11/5/01 10:55:39 AM, [EMAIL PROTECTED] writes:
<< in the account-based financial transaction ... the requestor is the card-holder/consumer and the authorization or service entity is the card-holder's financial institution. >> I think you have nailed it on the head. When authentication is viewed as the "first link" in the chain instead of identification. The problem with all authentication technologies in use today from biometrics to PKI to digital certs, all finesse the identification process and push it off to some "trusted" third party...all without clearly defining what that third party must bring to the table. John --------------------------------------------------------------------- The Cryptography Mailing List Unsubscribe by sending "unsubscribe cryptography" to [EMAIL PROTECTED]