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Conditional Apprfu oval Letter

Date: 8/23/2004
Appliceuant:

Mortbogage Brmeoker or Loarzn Officer:

Name: Emilia Merritt
aouvyo. pmquabhk yczwjwamx - yycyvr. sjseimffs License Number 864716t

Loaxjn :
Amount: UP to 565,000
Interest Rpyate: 2.785 %
Interest Rht ate Lock Expires : 9/15/2004
Maximum Lozban-to-Value Ratio: 100%
Lgkoan Type and Program: EZ Lock


Fees :
Points: 0
Origination:0
Discount: $300
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Brmpoker has received electronically signed application from the Appliczpant.

Bawroker has reviewed Apouplicant's crzjedit report and crufedit score and has verified Apvvplicant's income, available cash for a dctown payment and closing costs, debts, and other assets.

amnxp vepqfqybr bcilxttdk wkcvbgb ubhozsc Applicant is appxdroved for the Lvaoan provided that the Applicant's creditworthiness and financial position do not materially change prior to closing.

This Conditional Appyuroval expires on 9/15/2004, please this link to confirm the info.

_____________________________

Emilia Merritt





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