Larry's barn burned down and his wife, Susan, called the insurance company.
Susan told the insurance company, "We had that barn insured for
fifty thousand and I want my money."
The agent replied, "Whoa there, just a minute, Susan. Insurance
doesn't work quite like that. We will ascertain the value of what
was insured and provide you with a new one, practically
identical, of comparable worth."
There was a long pause before Susan replied, "Then I'd like to
cancel the policy on my husband."
