note that in the previous reference to X9.59, X9.59 was designed to be a payment method agnostic standard .... applicable to all payments in all environments (at least both debit & credit).
The NACHA pilot demonstrated a AADS (some of the data elements were differed from that in the X9.59 standard) to ISO8583 mapping for debit. However, a similar mapping is showed for ISO8583 for credit. The X9.59 (and NACHA) mapping to ISO8583 uses the same exact flow as currently is implemented .... aka there is no change in the existing message flows for either credit or debit .... and all the business processes remain identical. The standard to ISO8583 mapping just adds a few more data elements to the existing message standards w/o changing the message flow or processing. [EMAIL PROTECTED] on 7/4/2002 11:49 pm wrote: "...Then the payment is carried out in the bank-environment..." This is exactly the approach we have been using at our Bank for more than 3 years. 1. The customer "checks out" from the web merchant's site. 2. He is directed to ICICI Bank's site. 3. The payment is completed under "Bank's environment". 4. The customer is directed back to web merchant after payment processing. The difference is that is approach is used to effect direct account debit rather than for credit cards. Regards Anshu Nahar
