http://www.washingtonpost.com/wp-dyn/articles/A1026-2002Dec2.html
Identity Theft More Often an Inside Job Old Precautions Less Likely to Avert Costly Crime, Experts Say Washington Post Staff Writers Tuesday, December 3, 2002; Page A01 You can take all the steps you want to protect yourself against identity theft: Guard your wallet, shred your personal financial papers before throwing them in the trash, monitor your credit reports. But no matter how careful you are, you may not be able to avoid having your identity assumed by someone who wants to go on a buying spree, using your credit card, bank account, Social Security number or other personal data. That's because the nature of identity theft has changed and the threat today is more likely than ever to come from insiders -- employees with access to large financial databases who can loot personal accounts -- than from a thief stealing a wallet or pilfering your mail. Banks, companies that take credit cards and credit-rating bureaus themselves don't do enough to protect consumer