> I would tend to disagree. Why should the card industry concentrate on > on-line payments when they account for a very small proportion of the total > transaction volume.
Maybe it'll not be the card industry... > The new Chip and Pin schemes address security in the real world while 3-D > Secure goes some of the way to address security in the on-line world. I have > yet to see a cost effective solution for both environments. I don't think any of these addresses customer requirements sufficiently. Frank. -- Who is General Failure and why is he reading my disk?