re insurance, last august a motorbike run into the side of my car, I was stopped at the time, the rider was OK, but on getting off his bike pulled off his helmet and started calling out that I was attacking him, all very odd as i was still in the car, He then got on his phone and called the police using the 999 number. the police came out and had a word with him and then came over to me and said that I was at fault, The tire marks from the motorbike showed the way the bike had taken and he was seen to be on the wrong side of the road when he hit my car. Anyway I rang my insurance company and they had the knocks and dents sorted to the car, But it turned out that the motorbike rider was a policeman who knew have to play the system, No action was taken by the police, and so far no further action taken by the insurance company bar my lost no claims, They will not take the policeman to court as it costs them money, so he as got off without any action being taken to him and I pay all the costs. michael
________________________________ From: Dave Wellings <dave.welli...@btinternet.com> To: mogtalk2 <mogtalk2@listbox.com> Sent: Sunday, 2 September 2012, 20:37 Subject: RE: [mogtalk2] Roadster sumps-Claims & Losses As an aside, in Feb2011 we had a car drive through our garden wall. Long story so I won't bore you with it. The wall is low, and the next door neighbour keeps some bricks (not for that reason), so all it cost me was a bag of sand & cement, and I did the job myself over the following weekend. I informed the house insurance company, just in case of any repercussions from the driver - you never know! Recently, I was doing some hard bargaining with the same company to get my renewal down, and in passing he mentioned "a claim in feb2011". I reminded him that it was a notification, but that no claim was made. On a quoting website I tried an alternative company, which has been very competitive for my cars, and contents. But this time, one question asked about claims & losses in the last 3 years. I rang the helpdesk and was told that a loss without a claim is still counted. When I added that loss, the premium increased by nearly 50%, admittedly only from £116 to £166. Dave -----Original Message----- From: Colin Mackay [mailto:m...@ault-dearg.freeserve.co.uk] Sent: 02 September 2012 20:27 To: mogtalk2 Subject: RE: [mogtalk2] Roadster sumps I forgot to say that my +8 insurance went up by 50% too! Colin -----Original Message----- From: Colin Mackay [mailto:m...@ault-dearg.freeserve.co.uk] Rob It seems a common issue with the Roadsters. I know of someone who drove over a tie down strap from a wagon and had a similar crack. He had the Mulberry sump fitted but it only gives about 15-20 mm additional clearance. Remember if you make a claim it will impact on all your other car policies.......... My fire claim added approx 25% to our 3 other policies. If you have oil still leaking, check the level and if it is not too low (your judgement) it may be cheaper in the long run (excess and additional costs for years) not to involve the insurance company. Colin Mackay ------------------------------------------- View posts on The Mail Archive http://www.mail-archive.com/mogtalk2@listbox.com/ [http://www.mail-archive.com/mogtalk2@listbox.com/] Modify Your Subscription: https://www.listbox.com/member/?&; Powered by Listbox: http://www.listbox.com/ ------------------------------------------- View posts on The Mail Archive http://www.mail-archive.com/mogtalk2@listbox.com/ [http://www.mail-archive.com/mogtalk2@listbox.com/] Modify Your Subscription: https://www.listbox.com/member/?member_id=22459785&id_secret=22459785-4a39ddf8 Powered by Listbox: http://www.listbox.com
