On 9/20/11 9:11 AM, "valdis.kletni...@vt.edu" <valdis.kletni...@vt.edu>
wrote:

>On Tue, 20 Sep 2011 07:59:00 EDT, harbor235 said:
>> Curious if anyone out there is acting as an independent contractor,
>> consultant,  or small business,
>> if so do you use professional liability insurance?

Many clients won't do business with you unless you provide the certificate
indicating you have the appropriate level of coverage.  In the networking
business, this can often be 1 or 2 million dollars.

>
>I don't consult myself, but is *anybody* crazy enough to do consulting
>in the litigation-crazy US without carrying errors-and-omissions
>insurance?
I'm sure there are some people who do, but I'd say they were stupid over
crazy.

>


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