> ok, thats ridiculous, isn't it.   so now its time to find a compromise.

You don't understand how sales people pitch our products. We deal with 
financial data
and our customers are extremely sensitive to even imagining that their data 
will co-reside
with that of their competitors who also are our customers. A typical fear 
mongering Q from
them "what if due to a bug in your s/w, our competitors end up looking at our 
data" or 
something like that. That's why schema level vs db level discussion.

Just a reminder, I started this thread to learn more on the technical drawbacks 
of choosing
either option. For example, in SQL Server, having multiple databases in an 
instance does not
mean more significantly pressure on resources (as compared to multiple 
schemas). In DB2
it does since many resources like cache (buffers) are db specific. 

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