While the 837 IG may not require a prior trading partner agreement for the
payer-to-payer COB model, the final transaction rule on page 50336 of the
preamble certainly does.

Response: Coordination of Benefits
can be accomplished in two ways, either
between health plans and other payers
(for example, an auto insurance
company), or from a health care
provider to a health plan or other payer.
The choice of model is up to the health
plan.

Under this rule health plans are only
required to accept COB transactions
from other entities, including those that
are not covered entities, with which
they have trading partner agreements to
conduct COB. Once such an agreement
is in place, a health plan may not refuse
to accept and process a COB transaction
on the basis that it is a standard
transaction."

Rachel Foerster
Principal
Rachel Foerster & Associates, Ltd.
Professionals in EDI & Electronic Commerce
39432 North Avenue
Beach Park, IL 60099
Phone: 847-872-8070
Fax: 847-872-6860
http://www.rfa-edi.com

-----Original Message-----
From: William J. Kammerer [mailto:[EMAIL PROTECTED]]
Sent: Friday, July 05, 2002 10:26 AM
To: 'WEDi/SNIP ID & Routing'
Subject: Re: The use of Supplemental IG's


The CPP Electronic Partner Profile will be much more attractive for
payers to advertise their capabilities if it allows them to avoid as
much up-front agreement with partners as possible.  And if payers are
prone to use CPPs (whether distributed privately by e-mail, or via the
Healthcare CPP Registry), then every other player in Healthcare is
likely to jump on board.

The HIPAA 837 IG certainly does not mandate a prior agreement between
the respective payers in the payer-to-payer COB (Coordination of
Benefits) model:  at the time the guide was written, the authors may not
have imagined there was any other way for payers to communicate their
willingness to perform COB.  But now that we will have the CPP (legacy
EDI extension) to advertise one's capabilities, there may not be any
further need for messy bi-lateral contracts and agreements!

For example, if a payer is willing to conduct the 269 Benefit
Coordination Verification transaction with any other payer - perhaps
assuming that payer has been "certified" - we can make the CPP capable
of "announcing" this quite adequately.  If a payer has advertised its
ability to handle the 269 by enumerating the 269's Version / Release /
Industry Identifier Code (e.g., 004040X122) as one of its supported
transactions, and maybe included the relevant certification credentials,
would that be enough to supplant the need for an explicit agreement
between payers to do COB?  Would it be enough to let providers know that
the payer does COB?

I'm assuming here that being able to "do" the 269 (with other payers)
sufficiently implies the payer can do both COB models using the 837 as a
COB request.  Obviously, for any particular set of exchanges (between
any one provider and the primary and secondary - or even tertiary -
payers), there are a number of requirements that all have to be
satisfied, including whether the provider itself can handle 835s.  Even
if the 269 isn't supported (by both payers), can we come up with some
other alternate and elegant technique within the CPP to advertise COB
capabilities?  Further, is the mere ability to perform COB (which,
through a little bit of work, I can't imagine the CPP couldn't handle)
the same as saying one will do it with all comers?

As an aside, companion guides are certainly relevant to our work in
automating the linkages between providers and payers.  Surely,
objections to our specifications and recommendations will come from some
payers who will say automation is impossible because they have "special"
requirements that they must ensure the provider abides by.  If these
"special" requirements are illusory - and in contravention of the HIPAA
regs - then we are better prepared to defend the CPP's lack of support
for them.  As an example, I don't want us to have to spend any time
devising junk within the CPP for specifying the EDI delimiters that will
accepted at a particular portal (i.e., EDI Address).

William J. Kammerer
Novannet, LLC.
Columbus, US-OH 43221-3859
+1 (614) 487-0320

----- Original Message -----
From: "Rachel Foerster" <[EMAIL PROTECTED]>
To: "'WEDi/SNIP ID & Routing'" <[EMAIL PROTECTED]>
Sent: Wednesday, 03 July, 2002 07:56 PM
Subject: RE: The use of Supplemental IG's

Irrespective of the points you raise below, the use, and/or
proliferation of companion guides is not an issue that this work group
can resolve. We've already identified that any CPP/A for health care
just needs to be able to point to any companion guide(s).

Endlessly debating the pros and cons of companion guides doesn't further
the objectives of this group. Furthermore, your reference to the
payer-to-payer COB model requires a prior agreement between the
respective payers per the HIPAA 837 IG.

I agree with Paul Weber that this discussion be moved to another WEDi
SNIP work group's list.

Rachel Foerster
Principal
Rachel Foerster & Associates, Ltd.
Professionals in EDI & Electronic Commerce
39432 North Avenue
Beach Park, IL 60099
Phone: 847-872-8070
Fax: 847-872-6860
http://www.rfa-edi.com


-----Original Message-----
From: William J. Kammerer [mailto:[EMAIL PROTECTED]]
Sent: Wednesday, July 03, 2002 2:13 PM
To: 'WEDi/SNIP ID & Routing'
Subject: Re: The use of Supplemental IG's


A number of friction points have to be eliminated if we are to
automatically "hook up" players in healthcare EDI.   Unsolicited
transactions from providers to payers (or even Payer-to-Payer, in the
COB Model) would have to be supported without onerous up-front
enrollment and coordination if our dreams of frictionless HIPAA
e-commerce are to be realized. The discussion of companion guides arose
out of the original thread entitled "Non-participating/out of network
providers."  Heretofore, the lack of standard transactions may have been
one of the primary reasons providers did not electronically engage
infrequently encountered payers - as opposed to vague and unspecified
"financial reasons."

Now that standard transactions are available, one-off implementation
guides are no longer an impediment to the free exchange of healthcare
administrative transactions - that is, unless these "companion" guides
get out of hand.  As I've amply demonstrated, this is starting to
happen: if each payer insists on arbitrarily changing the syntax and
meaning of the HIPAA standard transactions through their "companion"
guides (as CMS has done), there may be less point in removing the other
barriers to exchanging transactions (e.g., paper enrollment).

Companion guides were meant to assist partners so they could understand
what pieces of information you are going to extract from the standard
transactions and how they would be used in adjudication.  I don't even
think there's a "fine line" between "we will use the tax ID in
preference to the DUNS for identifying providers" or "all amounts are
expected to be in U.S. Dollars" - (carefully phrased semantic usages) -
and wholesale rewrites of the HIPAA IG syntax rules.  The former can
probably be handled quite elegantly, for example, by the sender always
including the Tax ID and DUNS, if available - as recipients can't demand
that information they don't need be excluded. Unfortunately, changing
the syntax usages requires separate maps or similar gymnastics for each
partner.  There's no need to bring this issue up on the Transactions
listserve unless Paul Weber or others here fear that the purpose of
companion guides is widely misunderstood.

Our CPP electronic partner profile can support companion guides;  left
to determine is just how automated we can make that support. Since (well
thought out and HIPAA compliant) companion guides are part of the
process of setting up new partners, discussion of them is obviously
relevant to our goal of using the CPP to automatically configure partner
profile information.

William J. Kammerer
Novannet, LLC.
Columbus, US-OH 43221-3859
+1 (614) 487-0320



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participants, and do not necessarily represent the views of the WEDI Board of
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