Re: automatic credit charging on open e-shops
probobly off topic but might help others. Recently I heard there are credit card processing companies in the US that enable other country citizens to open account ( no need to have merchant account or US bank account ). All the money go into their account and you get the money in two ways: 1. Check which you can desposit 2. Card which enable you to withdraw Dolars from any Caspomat that enable forigen currency. And they only take 20c per transaction :) Any one know which company offer this service ? Please note that Isracard is not supported :( -- Canaan Surfing Ltd. Internet Service Providers Ben-Nes Michael - Manager Tel: 972-4-6991122 Fax: 972-4-6990098 http://www.canaan.net.il -- - Original Message - From: Danny Lieberman (Barak) [EMAIL PROTECTED] To: Herouth Maoz [EMAIL PROTECTED]; Lior Kesos [EMAIL PROTECTED] Cc: linux-il [EMAIL PROTECTED] Sent: Wednesday, October 20, 2004 2:19 PM Subject: Re: automatic credit charging on open e-shops Herouth et al 0. Shva has had an IP based interface for years. 1. Paypal is a viable alternative for digital goods - they're a reliable supplier owned by eBay and can process digital or physical goods for a reasonable commission. 2. There is a third party in Israel called Tranzilla - for low volume they may be too expensive. 3. In principle if you are selling digital goods (like a download) you need online authorization but for physical goods like shoes or books you are probably better off using Zencart with manual authorization - we've done this for a couple of clients and it works fine. There is an issue of storing credit card numbers and retrieving them - which we can help you offline if you need. br Danny Lieberman www.software.co.il +972-8-970-1485(voice) +972-54-447-1114(Cell) - Original Message - From: Herouth Maoz [EMAIL PROTECTED] To: Lior Kesos [EMAIL PROTECTED] Cc: linux-il [EMAIL PROTECTED] Sent: Wednesday, October 20, 2004 12:54 PM Subject: Re: automatic credit charging on open e-shops Quoting Lior Kesos [EMAIL PROTECTED]: Has anybody implemented an oscommerce/zencart + automatic charging scenario. Yes. In our little country, it usually requires a middle man. That is - a company that connects to Shva (which does clearance for all credit cards in Israel) and gives you a protocol with which you connect to it, as well as an interface that allows you to follow the transactions and find problems. I'll give you the name of such a company in private, if you want. But I'm sure there is more than one. The interface in our case was https based - you pass it some parameters (your user ID, credit card number, sum, type of currency), and it returns success or an error code. I implemented this using CURL from PHP. So the credit card numbers are not kept in your database and do not become a privacy liability. We did keep the last four digits of the credit cards for follow-up, though. Of course you have to set up an account with the clearance company, and if I'm not mistaken the service is limited to a specific IP, which means that you may have to negotiate with your ISP to not use transparent proxy on your machine. There is also a possibility of working directly with Shva, but if my memory serves right, they do not supply IP-based services, only a telephony interface. Herouth = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED] = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED] = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED]
Re: automatic credit charging on open e-shops
Michael It is off topic but fyi: There have been companies like this around for years. It is also a good option for laundering dirty money - fwiw one of these companies has an office in Nethanya. They have add'l charges besides transaction fees - there is a signup fee , a monthly minimum and sometimes a deposit requirement. For Israeli e-merchants this option is generally not relevant. The average e-commerce site in Israel does such a small amount of transactions they're better off with Paypal if they want online authorization.Paypal is a fixed percentage and for small ticket items by far the cheapest option take care Danny Lieberman www.software.co.il +972-8-970-1485(voice) +972-54-447-1114(Cell) - Original Message - From: Ben-Nes Michael [EMAIL PROTECTED] To: Danny Lieberman (Barak) [EMAIL PROTECTED]; Herouth Maoz [EMAIL PROTECTED]; Lior Kesos [EMAIL PROTECTED] Cc: linux-il [EMAIL PROTECTED] Sent: Tuesday, October 26, 2004 8:46 AM Subject: Re: automatic credit charging on open e-shops probobly off topic but might help others. Recently I heard there are credit card processing companies in the US that enable other country citizens to open account ( no need to have merchant account or US bank account ). All the money go into their account and you get the money in two ways: 1. Check which you can desposit 2. Card which enable you to withdraw Dolars from any Caspomat that enable forigen currency. And they only take 20c per transaction :) Any one know which company offer this service ? Please note that Isracard is not supported :( -- Canaan Surfing Ltd. Internet Service Providers Ben-Nes Michael - Manager Tel: 972-4-6991122 Fax: 972-4-6990098 http://www.canaan.net.il -- - Original Message - From: Danny Lieberman (Barak) [EMAIL PROTECTED] To: Herouth Maoz [EMAIL PROTECTED]; Lior Kesos [EMAIL PROTECTED] Cc: linux-il [EMAIL PROTECTED] Sent: Wednesday, October 20, 2004 2:19 PM Subject: Re: automatic credit charging on open e-shops Herouth et al 0. Shva has had an IP based interface for years. 1. Paypal is a viable alternative for digital goods - they're a reliable supplier owned by eBay and can process digital or physical goods for a reasonable commission. 2. There is a third party in Israel called Tranzilla - for low volume they may be too expensive. 3. In principle if you are selling digital goods (like a download) you need online authorization but for physical goods like shoes or books you are probably better off using Zencart with manual authorization - we've done this for a couple of clients and it works fine. There is an issue of storing credit card numbers and retrieving them - which we can help you offline if you need. br Danny Lieberman www.software.co.il +972-8-970-1485(voice) +972-54-447-1114(Cell) - Original Message - From: Herouth Maoz [EMAIL PROTECTED] To: Lior Kesos [EMAIL PROTECTED] Cc: linux-il [EMAIL PROTECTED] Sent: Wednesday, October 20, 2004 12:54 PM Subject: Re: automatic credit charging on open e-shops Quoting Lior Kesos [EMAIL PROTECTED]: Has anybody implemented an oscommerce/zencart + automatic charging scenario. Yes. In our little country, it usually requires a middle man. That is - a company that connects to Shva (which does clearance for all credit cards in Israel) and gives you a protocol with which you connect to it, as well as an interface that allows you to follow the transactions and find problems. I'll give you the name of such a company in private, if you want. But I'm sure there is more than one. The interface in our case was https based - you pass it some parameters (your user ID, credit card number, sum, type of currency), and it returns success or an error code. I implemented this using CURL from PHP. So the credit card numbers are not kept in your database and do not become a privacy liability. We did keep the last four digits of the credit cards for follow-up, though. Of course you have to set up an account with the clearance company, and if I'm not mistaken the service is limited to a specific IP, which means that you may have to negotiate with your ISP to not use transparent proxy on your machine. There is also a possibility of working directly with Shva, but if my memory serves right, they do not supply IP-based services, only a telephony interface. Herouth = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED] = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run
automatic credit charging on open e-shops
Hello List. I helped a friend of mine implement an electronic shop selling small electronics using oscommerce. After talking with some credit companies the shop owner decided to receive the order but then call up the credit card company and give a phone based order. What would it take to fully automate the credit charging procedure? He already has SSL so the security point of view is taken care of (at least at the basic level). All my googling has brought me to commercial applications or other eshop solutions. Obviously I'm looking for the open source or open source friendly solution ... Has anybody implemented an oscommerce/zencart + automatic charging scenario. regards - -- Peace Love and Penguins - Lior Kesos = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED]
Re: automatic credit charging on open e-shops
Quoting Lior Kesos [EMAIL PROTECTED]: Has anybody implemented an oscommerce/zencart + automatic charging scenario. Yes. In our little country, it usually requires a middle man. That is - a company that connects to Shva (which does clearance for all credit cards in Israel) and gives you a protocol with which you connect to it, as well as an interface that allows you to follow the transactions and find problems. I'll give you the name of such a company in private, if you want. But I'm sure there is more than one. The interface in our case was https based - you pass it some parameters (your user ID, credit card number, sum, type of currency), and it returns success or an error code. I implemented this using CURL from PHP. So the credit card numbers are not kept in your database and do not become a privacy liability. We did keep the last four digits of the credit cards for follow-up, though. Of course you have to set up an account with the clearance company, and if I'm not mistaken the service is limited to a specific IP, which means that you may have to negotiate with your ISP to not use transparent proxy on your machine. There is also a possibility of working directly with Shva, but if my memory serves right, they do not supply IP-based services, only a telephony interface. Herouth = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED]
Re: automatic credit charging on open e-shops
Is shaba a hardware or software implementation? Have you heard of a shaba server I can connect to that will do the query for me? On Wed, 20 Oct 2004 12:22:28 +0200, ik [EMAIL PROTECTED] wrote: On Wednesday 20 October 2004 09:47, Lior Kesos wrote: Hello List. I helped a friend of mine implement an electronic shop selling small electronics using oscommerce. After talking with some credit companies the shop owner decided to receive the order but then call up the credit card company and give a phone based order. What would it take to fully automate the credit charging procedure? He already has SSL so the security point of view is taken care of (at least at the basic level). All my googling has brought me to commercial applications or other eshop solutions. Obviously I'm looking for the open source or open source friendly solution ... Has anybody implemented an oscommerce/zencart + automatic charging scenario. regards - You need some type of SHBA implementation. SHBA = Sherut Bankai Automati It have all the rules of Credit cards that it can accept, and on X amount it will call the bank and check if the user can pay the amount of the product he wish to buy, and if so you can accept the sell. I do not know of OSS solution for this, but then again, I never looked for one. Ido -- A real friend isn't someone you use once and then throw away. A real friend is someone you can use over and over again. -- Peace Love and Penguins - Lior Kesos = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED]
Re: automatic credit charging on open e-shops
On Wednesday 20 October 2004 09:47, Lior Kesos wrote: Hello List. I helped a friend of mine implement an electronic shop selling small electronics using oscommerce. After talking with some credit companies the shop owner decided to receive the order but then call up the credit card company and give a phone based order. What would it take to fully automate the credit charging procedure? He already has SSL so the security point of view is taken care of (at least at the basic level). All my googling has brought me to commercial applications or other eshop solutions. Obviously I'm looking for the open source or open source friendly solution ... Has anybody implemented an oscommerce/zencart + automatic charging scenario. regards - You need some type of SHBA implementation. SHBA = Sherut Bankai Automati It have all the rules of Credit cards that it can accept, and on X amount it will call the bank and check if the user can pay the amount of the product he wish to buy, and if so you can accept the sell. I do not know of OSS solution for this, but then again, I never looked for one. Ido -- A real friend isn't someone you use once and then throw away. A real friend is someone you can use over and over again. = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED]
Re: automatic credit charging on open e-shops
SHBA is a software implementation and you need a client to connect to a server, that you need an account about it. There are companies like XOR that deal with SHBA (like the machine that looks like the calculators but you need to pass the credit-card) on may ways including computer clients for SHBA. I do not know who do you need to contact in order to have SHBA account (I only develop for communicating with existed client), but the XOR and credit-card companies will know how to direct you better. On Wednesday 20 October 2004 12:28, Lior Kesos wrote: Is shaba a hardware or software implementation? Have you heard of a shaba server I can connect to that will do the query for me? On Wed, 20 Oct 2004 12:22:28 +0200, ik [EMAIL PROTECTED] wrote: On Wednesday 20 October 2004 09:47, Lior Kesos wrote: Hello List. I helped a friend of mine implement an electronic shop selling small electronics using oscommerce. After talking with some credit companies the shop owner decided to receive the order but then call up the credit card company and give a phone based order. What would it take to fully automate the credit charging procedure? He already has SSL so the security point of view is taken care of (at least at the basic level). All my googling has brought me to commercial applications or other eshop solutions. Obviously I'm looking for the open source or open source friendly solution ... Has anybody implemented an oscommerce/zencart + automatic charging scenario. regards - You need some type of SHBA implementation. SHBA = Sherut Bankai Automati It have all the rules of Credit cards that it can accept, and on X amount it will call the bank and check if the user can pay the amount of the product he wish to buy, and if so you can accept the sell. I do not know of OSS solution for this, but then again, I never looked for one. Ido -- A real friend isn't someone you use once and then throw away. A real friend is someone you can use over and over again. Ido -- Ultimately, all things are known because you want to believe you know. -- Zensunni koan = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED]
Re: automatic credit charging on open e-shops
Herouth et al 0. Shva has had an IP based interface for years. 1. Paypal is a viable alternative for digital goods - they're a reliable supplier owned by eBay and can process digital or physical goods for a reasonable commission. 2. There is a third party in Israel called Tranzilla - for low volume they may be too expensive. 3. In principle if you are selling digital goods (like a download) you need online authorization but for physical goods like shoes or books you are probably better off using Zencart with manual authorization - we've done this for a couple of clients and it works fine. There is an issue of storing credit card numbers and retrieving them - which we can help you offline if you need. br Danny Lieberman www.software.co.il +972-8-970-1485(voice) +972-54-447-1114(Cell) - Original Message - From: Herouth Maoz [EMAIL PROTECTED] To: Lior Kesos [EMAIL PROTECTED] Cc: linux-il [EMAIL PROTECTED] Sent: Wednesday, October 20, 2004 12:54 PM Subject: Re: automatic credit charging on open e-shops Quoting Lior Kesos [EMAIL PROTECTED]: Has anybody implemented an oscommerce/zencart + automatic charging scenario. Yes. In our little country, it usually requires a middle man. That is - a company that connects to Shva (which does clearance for all credit cards in Israel) and gives you a protocol with which you connect to it, as well as an interface that allows you to follow the transactions and find problems. I'll give you the name of such a company in private, if you want. But I'm sure there is more than one. The interface in our case was https based - you pass it some parameters (your user ID, credit card number, sum, type of currency), and it returns success or an error code. I implemented this using CURL from PHP. So the credit card numbers are not kept in your database and do not become a privacy liability. We did keep the last four digits of the credit cards for follow-up, though. Of course you have to set up an account with the clearance company, and if I'm not mistaken the service is limited to a specific IP, which means that you may have to negotiate with your ISP to not use transparent proxy on your machine. There is also a possibility of working directly with Shva, but if my memory serves right, they do not supply IP-based services, only a telephony interface. Herouth = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED] = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED]
Re: automatic credit charging on open e-shops
Hi, We have a fully automated service for this authorised by All companies. Please E-mail me if interested. -- Yaniv Kimchi [EMAIL PROTECTED] [EMAIL PROTECTED] -- Original Message --- From: ik [EMAIL PROTECTED] To: Lior Kesos [EMAIL PROTECTED] Cc: linux-il [EMAIL PROTECTED] Sent: Wed, 20 Oct 2004 12:22:28 +0200 Subject: Re: automatic credit charging on open e-shops On Wednesday 20 October 2004 09:47, Lior Kesos wrote: Hello List. I helped a friend of mine implement an electronic shop selling small electronics using oscommerce. After talking with some credit companies the shop owner decided to receive the order but then call up the credit card company and give a phone based order. What would it take to fully automate the credit charging procedure? He already has SSL so the security point of view is taken care of (at least at the basic level). All my googling has brought me to commercial applications or other eshop solutions. Obviously I'm looking for the open source or open source friendly solution ... Has anybody implemented an oscommerce/zencart + automatic charging scenario. regards - You need some type of SHBA implementation. SHBA = Sherut Bankai Automati It have all the rules of Credit cards that it can accept, and on X amount it will call the bank and check if the user can pay the amount of the product he wish to buy, and if so you can accept the sell. I do not know of OSS solution for this, but then again, I never looked for one. Ido -- A real friend isn't someone you use once and then throw away. A real friend is someone you can use over and over again. = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED] --- End of Original Message --- = To unsubscribe, send mail to [EMAIL PROTECTED] with the word unsubscribe in the message body, e.g., run the command echo unsubscribe | mail [EMAIL PROTECTED]
