[Mpls] Realism in Housing:
The poster writes. The definition I've heard of affordable housing' is 30 percent of income. A $600 apartment, if ALL utilities are included, costs $7200 a year. $7200/.3 is $24,000 a year. $24,000/2080 = $11.50 an hour. Retail employees don't MAKE $11.50 an hour. And that is what the modal employee does. If you make $7.50 an hour and IF you have 40 hour/week job, you make $15,600. Doing the rest of the math, it means an affordable domicile is $390 a month INCLUDING utilities. So, now which of you geniuses is renting for $390/month? Craig here Beware of rules chiseled on stone tablets issued from Mt. Washington DC. Just because a govt technician or housing advocate says so, doesn't make it true. Think about your first apartment, I'll bet everyone of us paid more then 30%. Then think of your first mortgage. Those payments sure looked big in the beginning. Then you learned how to trim your expenses, earn more money. List members, what are your recollections of your first apt, house, and how much of your pay it consumed? Craig Miller Former Affordable Housing Provider Living in Rogers [EMAIL PROTECTED] TEMPORARY REMINDER: 1. Send all posts in plain-text format. 2. Cut as much of the post you're responding to as possible. Minneapolis Issues Forum - A City-focused Civic Discussion - Mn E-Democracy Post messages to: mailto:[EMAIL PROTECTED] Subscribe, Unsubscribe, Digest, and more: http://e-democracy.org/mpls
Re: [Mpls] Realism in Housing: RT and Police-community Relations
Jim Mork wrote: The definition I've heard of affordable housing' is 30 percent of income. A $600 apartment, if ALL utilities are included, costs $7200 a year. $7200/.3 is $24,000 a year. $24,000/2080 = $11.50 an hour. Retail employees don't MAKE $11.50 an hour. And that is what the modal employee does. If you make $7.50 an hour and IF you have 40 hour/week job, you make $15,600. Doing the rest of the math, it means an affordable domicile is $390 a month INCLUDING utilities. So, now which of you geniuses is renting for $390/month? Mark Anderson reply: Jim -- the point you missed is that we were discussing full-time single people, and so the apartment needs to be shared with another person. Then each person only need make $6.75/hour, even based on your dubious maximum of 30% for housing. Back when I was poor, I never even considered renting an apartment by myself, because I knew I couldn't afford it. Concerning the first places I rented as an adult: As I recall, when I was a student in the mid '70's, I usually found a place that cost a bit less than $100/month. Counting work and my social security payments (because my father died), I was probably making about $5000/year. So I was paying less than 30% on housing. Of course I was paying tuition too, and saving money when I wasn't between jobs. On rooming houses: I sure think the prohibition against more than 3 unrelated persons in a residence should be repealed. I think it's basically an anti-poor person law pushed by neighbors who figured that such houses would be party houses. One of the down sides of neighborhood empowerment. Mark Anderson Bancroft TEMPORARY REMINDER: 1. Send all posts in plain-text format. 2. Cut as much of the post you're responding to as possible. Minneapolis Issues Forum - A City-focused Civic Discussion - Mn E-Democracy Post messages to: mailto:[EMAIL PROTECTED] Subscribe, Unsubscribe, Digest, and more: http://e-democracy.org/mpls
Fw: [Mpls] Realism in Housing
I need to correct one number below. Each person sharing the $600 apartment need make only $5.75/hour, not $6.75/hour as I wrote below. I need to sharpen my own pencil a little bit. David - please forgive me for my 3rd post today -- I felt I had to correct my error ASAP. Mark Anderson Bancroft - Original Message - From: Anderson Turpin [EMAIL PROTECTED] To: [EMAIL PROTECTED] Sent: Monday, March 03, 2003 1:04 PM Subject: Re: [Mpls] Realism in Housing: RT and Police-community Relations Jim Mork wrote: The definition I've heard of affordable housing' is 30 percent of income. A $600 apartment, if ALL utilities are included, costs $7200 a year. $7200/.3 is $24,000 a year. $24,000/2080 = $11.50 an hour. Retail employees don't MAKE $11.50 an hour. And that is what the modal employee does. If you make $7.50 an hour and IF you have 40 hour/week job, you make $15,600. Doing the rest of the math, it means an affordable domicile is $390 a month INCLUDING utilities. So, now which of you geniuses is renting for $390/month? Mark Anderson reply: Jim -- the point you missed is that we were discussing full-time single people, and so the apartment needs to be shared with another person. Then each person only need make $6.75/hour, even based on your dubious maximum of 30% for housing. Back when I was poor, I never even considered renting an apartment by myself, because I knew I couldn't afford it. Concerning the first places I rented as an adult: As I recall, when I was a student in the mid '70's, I usually found a place that cost a bit less than $100/month. Counting work and my social security payments (because my father died), I was probably making about $5000/year. So I was paying less than 30% on housing. Of course I was paying tuition too, and saving money when I wasn't between jobs. On rooming houses: I sure think the prohibition against more than 3 unrelated persons in a residence should be repealed. I think it's basically an anti-poor person law pushed by neighbors who figured that such houses would be party houses. One of the down sides of neighborhood empowerment. Mark Anderson Bancroft TEMPORARY REMINDER: 1. Send all posts in plain-text format. 2. Cut as much of the post you're responding to as possible. Minneapolis Issues Forum - A City-focused Civic Discussion - Mn E-Democracy Post messages to: mailto:[EMAIL PROTECTED] Subscribe, Unsubscribe, Digest, and more: http://e-democracy.org/mpls
[Mpls] Realism in Housing: RT and Police-community Relations
The definition I've heard of affordable housing' is 30 percent of income. A $600 apartment, if ALL utilities are included, costs $7200 a year. $7200/.3 is $24,000 a year. $24,000/2080 = $11.50 an hour. Retail employees don't MAKE $11.50 an hour. And that is what the modal employee does. If you make $7.50 an hour and IF you have 40 hour/week job, you make $15,600. Doing the rest of the math, it means an affordable domicile is $390 a month INCLUDING utilities. So, now which of you geniuses is renting for $390/month? Now as to the police and the Indians, has it occurred to anybody yet that they are the LESS frequently abused group? How about turning this discussion back to the group that is the USUAL target of violence? That is who should be #1 on RT's list. Not that he should ignore the Native American group. In fact, ideally, he should gather all the minority communities together in one problem-solving process. And he should find an assistant with more experience in this sort of thing to mastermind the changes. Someone to build up a fund of fact that can be used to construct a reform program. These ad hoc solutions just don't make it. They are just window-dressing. Lets put less emphasis on haste and more on lasting change. And along the way, can we muzzle the rhetoric a little, assuming we don't put a lot of value on grandstanding? -- Jim Mork--Cooper Save yourself from this corrupt generationAll who believed were together and had all things in common; they would sell their possessions and goods and distribute the proceeds to all, as any had need. Acts 2:4-45 The disciples determined that according to their ability, each would send relief to the believers. Acts 11:29 From each according to his ability...to each according to his need. Karl Marx Get your free Web-based E-mail at http://www.startribune.com/stribmail TEMPORARY REMINDER: 1. Send all posts in plain-text format. 2. Cut as much of the post you're responding to as possible. Minneapolis Issues Forum - A City-focused Civic Discussion - Mn E-Democracy Post messages to: mailto:[EMAIL PROTECTED] Subscribe, Unsubscribe, Digest, and more: http://e-democracy.org/mpls
