This seems to be a very elementary approach to payments, one that generally
takes the consumer model and fit it to business. Granted the p-card does
work for simple MRO supply purchases and some of the other direct material,
but a true business oriented payment systems should address the
this is over simpliefied. banks already authenticate and authorize a
payment both the authentication and authorization can cover a number
of things like fraud, balance, limits, etc. payment cards have been crafted
into that infrastructure expanding the number of things considered for
valid