langhiya ...dinamay pa ako ...tinuruan lang ako ni Kumpareng Arnel 
...hehe

-----Original Message-----
From: [EMAIL PROTECTED]
To: [email protected]
Sent: Wed, 30 Mar 2005 08:41:17 +0800
Subject: Re: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium


lucky, hmmmm....basta sa lusutan....youre the man!!




    [EMAIL PROTECTED] 30/03/2005 08:33 AM
Please respond to 4c-math94


 To: [email protected]
 cc:
 Subject: Re: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium




 Kayang-kaya mong lusutin yan Allan..ikaw pa? Hehe...

 -----Original Message-----
 From: [EMAIL PROTECTED]
 To: [email protected]
 Sent: Wed, 30 Mar 2005 08:29:33 +0800
 Subject: Re: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium


 takot yung mga insurance company na i-insure ung owner-type jeep
 ko....madali raw nakawin...kahit anong susi pwede....hehehe!!!

 dodge, ano ba mga kino-collect mo ngayon??? ako...gusto ko sana
 i-collect eh yung mga "panganay-na-anak"....pero may nagsabi saken na
 medyo mahal na hobby daw yun...delikado pa...hehe!!





 "Dodgie M. Nassif" <[EMAIL PROTECTED]> 30/03/2005 08:02 AM
 Please respond to 4c-math94


 To: <[email protected]>
 cc:
 Subject: Re: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium




 Pucha...ang lupit ng mga insurance niyo ah...ako nga isang kaha ng
 yosi lang
 ang bayad ko sa insurance ng auto ko e..hehehe...ikaw allan?

 ----- Original Message -----
 From: <[EMAIL PROTECTED]>
 To: <[email protected]>
 Sent: Wednesday, March 30, 2005 7:51 AM
 Subject: Re: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium


 >
 > Hmm...magandang price na yan...I'm currently paying C$275 per month
 on
 > my car...
 >
 > -----Original Message-----
 > From: spurs <[EMAIL PROTECTED]>
 > To: [email protected]
 > Sent: Tue, 29 Mar 2005 22:43:31 -0000
 > Subject: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium
 >
 >
 >
 > wow daniel, bilib ako sa yo... everready battery ka...
 > awesome, that means you really know what you are selling...
 > a sign of a good agent... kung andyan lang ako,
 > sayo ako kukuha eh... mas mura nga talaga dyan... $104/mo
 > dito... Thanks for the info!!
 >
 > but anyway, cge im kinda interested for the pension plan,
 > i'm thinking of getting one for my mom... find me a good deal ha?
 > if u need info let me know...
 >
 >
 >
 > --- In [email protected], jun ramos <[EMAIL PROTECTED]>
 > wrote:
 > > No, Mel, that's the annual premium.... payable pa in
 > installments. : -)
 > >
 > > Generally, it's very easy to compute insurance premiums for cars,
 > i quote on the spot to my clients. The only thing needed is the
 > value of the car. Unfortunately, I don't have the value of a 2005
 > Toyota Rav4.. all the while I thought I was always bringing it.
 > Usually, clients get insurance from the dealer on the first year
 > because it's "free" or part of the package... they're not aware that
 > it's not really free or they simply don't want to get into the
 > hassle of getting in touch with an insurance company or agent... but
 > it's really cheaper to go directly to the insurance company/agent..
 > even if the dealer would offer other "freebies" such as leather seat
 > cover, etc.... Most cars I quote are more than one year old... If
 > I quote brand new cars, we base the value on the actual price.
 > Anyway, just to come up with a value, I'll just assume that a 2005
 > Rav4 costs 1.2M. If my estimate is way off, I'll e-mail you another
 > quotation to satisfy your curiosity . :-)
 > >
 > >
 > > Coverage
 > >
 > > BPI/MS
 > >
 > > UCPB
 > >
 > > Own Damage
 > >
 > > 1,200,000.00
 > >
 > > 1,200,000.00
 > >
 > > Theft
 > >
 > > 1,200,000.00
 > >
 > > 1,200,000.00
 > >
 > > 3rd Party - Bodily Injury
 > >
 > > 200,000.00
 > >
 > > 200,000.00
 > >
 > > 3rd Party - Property Damage
 > >
 > > 200,000.00
 > >
 > > 200,000.00
 > >
 > > Passenger Insurance
 > >
 > > 100,000.00
 > >
 > > 100,000.00
 > >
 > > Annual Premium
 > >
 > > 29,852.10
 > >
 > > 23,849.29
 > >
 > >
 > > Too bad, we can't cover your car... unless you're willing to make
 > the claim here hehehe... it's not like personal accident or life
 > insurance where the person is covered anywhere in the world... :-)
 > >
 > > Di bale, nakapila na yan sa ise-send ko... premiums for pension
 > plans, educ plans (you don't really need to have a child to get
 > one!) and life plans... :-)
 > > Nice to hear from u... congrats for getting a new car... ingat
 > lagi!
 > >
 > > God bless you all! Regards na rin sa HS classmates na nasa US!
 > >
 > >
 > > spurs <[EMAIL PROTECTED]> wrote:
 > >
 > > hi daniel,
 > >
 > > yung P5,362.80 premium, monthly ba yon?
 > >
 > > out of curiosity, if its readily available on your notes, or would
 > > NOT entail you so much effort/time, how much is a comprehensive
 > full
 > > coverage insurance for a 2005 toyota rav4?? ... just got one last
 > > month, and kamahal ng insurance ko... pero kung ire-research mo pa
 > > or would involve time on your part, don't even worry about... ok...
 > > like what i've said out of curiosity lang...gonna compare it
 > here...
 > > (unless they cover US hehe)
 > >
 > > hello everyone... i heard may 8.7 quake na naman sa indonesia...
 > > ingat na lang lagi...
 > >
 > >
 > >
 > >
 > > --- In [email protected], jun ramos <[EMAIL PROTECTED]>
 > > wrote:
 > > > Hi, Dave!
 > > >
 > > > Here are the quotations for your car, one from BPI/MS and one
 > from
 > > UCPB. I pasted here a summary:
 > > >
 > > > Unit: 1995 Toyota Corolla 1.3 XL
 > > >
 > > > Coverage
 > > >
 > > > BPI/MS
 > > >
 > > > UCPB
 > > >
 > > > Own Damage
 > > >
 > > > 120,000.00
 > > >
 > > > 120,000.00
 > > >
 > > > Theft
 > > >
 > > > 120,000.00
 > > >
 > > > 120,000.00
 > > >
 > > > 3rd Party - Bodily Injury
 > > >
 > > > 200,000.00
 > > >
 > > > 100,000.00
 > > >
 > > > 3rd Party - Property Damage
 > > >
 > > > 200,000.00
 > > >
 > > > 100,000.00
 > > >
 > > > Passenger Insurance
 > > >
 > > > 100,000.00
 > > >
 > > > 100,000.00
 > > >
 > > > Premium
 > > >
 > > > 5,362.80
 > > >
 > > > 5,372.07
 > > >
 > > >
 > > > The only major difference is the third party coverage.
 > > >
 > > > In terms of claims, for BPI/MS, you have to have the unit
 > > inspected / appraised first (usually you'll just stay around five
 > > minutes only), at BPI/MS Calims Evaluation Center in Makati or at
 > an
 > > accredited appraiser (like Toyota Shaw or Toyota Ortigas); then
 > they
 > > or I will call you for the appraised value before you can bring
 > the
 > > car to the preferred shop. You can submit the docs at the shop
 > > which appraised you. Yes, BPI/MS will issue first an LOA before
 > you
 > > send the car to an accredited shop. If the shop you prefer is not
 > > accredited, we'll have to go for cash settlement. For UCPB, you
 > can
 > > go directly to the shop and negotiate, as long as it is accredited.
 > > >
 > > > Yes, for BPI/MS, Carsavers - Ziebart is accredited. For UCPB,
 > the
 > > nearest accredited shop there, I think, is Saturn Autospec, Inc.
 > in
 > > Pasig.
 > > >
 > > > Although the important details are already there, I'll attach
 > the
 > > quotations just the same for other info, like payment modes, etc.
 > > >
 > > > Thank you uli, Happy Easter and ingat! As usual, the fastest
 > way
 > > I can reply is through cell phone. :-)
 > > >
 > > >
 > > > Thanks,
 > > >
 > > > Daniel
 > > > 0917-9177683
 > > >
 > > >
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