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hey Rommel,
pasalamat ka sa insurance mo... here sa toronto it
starts at $200 and up, average car insurance mura pa (nakapamulubi talaga....
)
check mo kinetics or canvass ka, mas mura daw yata
sa Geico (pag US)...
tapos 83cents gas ngayon!
..Randy ..
----- Original Message -----
Sent: Tuesday, March 29, 2005 2:43
PM
Subject: [4c-math94] Re: 2005 Toyota Rav4
Insurance Premium
wow daniel, bilib ako sa yo... everready battery
ka...
awesome, that means you really know what you are selling...
a sign
of a good agent... kung andyan lang ako,
sayo ako kukuha eh... mas mura
nga talaga dyan... $104/mo
dito... Thanks for the info!!
but anyway,
cge im kinda interested for the pension plan,
i'm thinking of getting one
for my mom... find me a good deal ha?
if u need info let me
know...
--- In [email protected], jun ramos
<[EMAIL PROTECTED]>
wrote:
> No, Mel, that's the annual
premium.... payable pa in
installments. : -)
>
>
Generally, it's very easy to compute insurance premiums for cars,
i quote
on the spot to my clients. The only thing needed is the
value of the
car. Unfortunately, I don't have the value of a 2005
Toyota Rav4..
all the while I thought I was always bringing it.
Usually, clients
get insurance from the dealer on the first year
because it's "free" or
part of the package... they're not aware that
it's not really free or they
simply don't want to get into the
hassle of getting in touch with an
insurance company or agent... but
it's really cheaper to go directly to
the insurance company/agent..
even if the dealer would offer other
"freebies" such as leather seat
cover, etc.... Most cars I quote are
more than one year old... If
I quote brand new cars, we base the
value on the actual price.
Anyway, just to come up with a value, I'll just
assume that a 2005
Rav4 costs 1.2M. If my estimate is way off, I'll
e-mail you another
quotation to satisfy your curiosity . :-)
>
>
> Coverage
>
> BPI/MS
>
>
UCPB
>
> Own Damage
>
> 1,200,000.00
>
> 1,200,000.00
>
> Theft
>
>
1,200,000.00
>
> 1,200,000.00
>
> 3rd Party
- Bodily Injury
>
> 200,000.00
>
> 200,000.00
>
> 3rd Party -
Property Damage
>
> 200,000.00
>
> 200,000.00
>
> Passenger
Insurance
>
> 100,000.00
>
> 100,000.00
>
> Annual
Premium
>
> 29,852.10
>
> 23,849.29
>
>
> Too bad, we can't cover your car... unless you're willing to
make
the claim here hehehe... it's not like personal accident or life
insurance where the person is covered anywhere in the world... :-)
>
> Di bale, nakapila na yan sa ise-send ko... premiums for pension
plans, educ plans (you don't really need to have a child to get
one!)
and life plans... :-)
> Nice to hear from u... congrats for getting a
new car... ingat
lagi!
>
> God bless you all! Regards
na rin sa HS classmates na nasa US!
>
>
> spurs
<[EMAIL PROTECTED]> wrote:
>
> hi daniel,
>
> yung P5,362.80 premium, monthly ba yon?
>
> out of
curiosity, if its readily available on your notes, or would
> NOT
entail you so much effort/time, how much is a comprehensive
full
>
coverage insurance for a 2005 toyota rav4?? ... just got one last
>
month, and kamahal ng insurance ko... pero kung ire-research mo pa
> or
would involve time on your part, don't even worry about... ok...
> like
what i've said out of curiosity lang...gonna compare it
here...
>
(unless they cover US hehe)
>
> hello everyone... i heard may 8.7
quake na naman sa indonesia...
> ingat na lang lagi...
>
>
>
>
> --- In [email protected], jun ramos
<[EMAIL PROTECTED]>
> wrote:
> > Hi, Dave!
>
>
> > Here are the quotations for your car, one from BPI/MS
and one
from
> UCPB. I pasted here a summary:
>
>
> > Unit: 1995 Toyota Corolla 1.3 XL
>
>
> > Coverage
> >
> >
BPI/MS
> >
> > UCPB
> >
> > Own
Damage
> >
> > 120,000.00
> >
>
> 120,000.00
> >
> > Theft
> >
>
> 120,000.00
> >
> > 120,000.00
>
>
> > 3rd Party - Bodily Injury
> >
> >
200,000.00
> >
> > 100,000.00
> >
>
> 3rd Party - Property Damage
> >
> > 200,000.00
> >
> > 100,000.00
> >
> >
Passenger Insurance
> >
> > 100,000.00
> >
> > 100,000.00
> >
> > Premium
>
>
> > 5,362.80
> >
> > 5,372.07
> >
>
>
> > The only major difference is the third party
coverage.
> >
> > In terms of claims, for BPI/MS, you
have to have the unit
> inspected / appraised first (usually you'll
just stay around five
> minutes only), at BPI/MS Calims Evaluation
Center in Makati or at
an
> accredited appraiser (like Toyota Shaw
or Toyota Ortigas); then
they
> or I will call you for the
appraised value before you can bring
the
> car to the preferred
shop. You can submit the docs at the shop
> which appraised
you. Yes, BPI/MS will issue first an LOA before
you
> send
the car to an accredited shop. If the shop you prefer is not
>
accredited, we'll have to go for cash settlement. For UCPB, you
can
> go directly to the shop and negotiate, as long as it is
accredited.
> >
> > Yes, for BPI/MS, Carsavers -
Ziebart is accredited. For UCPB,
the
> nearest accredited
shop there, I think, is Saturn Autospec, Inc.
in
> Pasig.
>
>
> > Although the important details are already there,
I'll attach
the
> quotations just the same for other info, like
payment modes, etc.
> >
> > Thank you uli, Happy
Easter and ingat! As usual, the fastest
way
> I can reply is
through cell phone. :-)
> >
> >
>
> Thanks,
> >
> > Daniel
> >
0917-9177683
> >
> >
> >
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