Well, public sector insurers like LIC surely do perceive the threat to be
higher and do charge higher primia. Don't think IRDA has said anything on
the issue

Regards

Rajesh.
----- Original Message -----
From: "Manish Agrawal" <[EMAIL PROTECTED]>
To: "Access India" <[email protected]>
Sent: Sunday, September 24, 2006 11:24 PM
Subject: [AI] Life insurance | does blindness cause us to pay
higherpremiums?


> Hi,
> I'm interested in hearing people's experiences/views on the following:
>
> 1. If a blind person wants to insure his/her life, is the perceived
> threat to life higher because of the vision condition? - this will
> result in a higher premium.
> 2. Is there a circular/guideline from the government or any other
> regulatory body clarifying the rules around this?
> 3. Do different insurance companies take differing views on the above?
> -- will appreciate people specifying names of companies they've dealt
> with.
> 4. Are any insurance schemes launched specially for the disabled by some
> govt. financial institution?
>
> Regards,
> Manish
>
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