u can get the copy of this cercular from national fadration of blind ----- Original Message ----- From: "Rakesh Kumar Gupta" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Wednesday, July 04, 2007 11:03 PM Subject: Re: [AI] Punjab National Bank
> Hi Harish and All, > I may confidently tell you that some guidelines were issued to all > national > and private banks by RBI related to issue of cheque books to visually > impaired persons in September 2004 because I had also collected a hard > copy > of that circular of guidelines from a secret person. > > Some of main lines are being mentioned here: > "All national and private banks are directed that they are bound to issue > the cheque book to all visually impaired account holders, if anyone of > them > demands for it. > Those visually impaired persons are operating their account through their > signature, they have no > any restriction. > But those persons are operating their account through Thum Impression, > they > have some restrictions, such as: > 1. They must use their thum impression only in Crossed Cheque and their > thum > impression will be verified by their bank manager. > 2. They can nott issue self cheque or bearer cheque to any person." > Regards, Rakesh. > ----- Original Message ----- > From: "harish kotian" <[EMAIL PROTECTED]> > To: <[email protected]> > Sent: Wednesday, July 04, 2007 11:34 AM > Subject: Re: [AI] Punjab National Bank > > >> Hi >> There is no such guidelines from RBI specifically touching VI, that I >> know >> of. >> >> >> Harish. >> >> ----- Original Message ----- >> From: "Rakesh Kumar Gupta" <[EMAIL PROTECTED]> >> To: <[email protected]> >> Cc: "pamnani" <[EMAIL PROTECTED]> >> Sent: Wednesday, July 04, 2007 7:33 AM >> Subject: Re: [AI] Punjab National Bank >> >> >>> Hi, >>> Can anybody give me specific website address for getting RBI Guidelines >>> regarding various banking facilities specially relating Visually >>> impaired >>> persons such as: opening saving, fixed or other type of accounts, >>> various >>> type of loans etc. >>> Have a nice Time! >>> Regards, >>> Rakesh Kumar Gupta >>> Cell: 9968295921 >>> ----- Original Message ----- >>> From: "pamnani" <[EMAIL PROTECTED]> >>> To: <[email protected]> >>> Sent: Tuesday, July 03, 2007 6:21 AM >>> Subject: Re: [AI] Punjab National Bank >>> >>> >>>> Rahul, >>>> Please ask them for some circular or rule which says that they cant >>>> give >>>> you >>>> a cheque book etc. >>>> Are you willing to fight this for about 3 months if so write down full >>>> details and mail me at >>>> [EMAIL PROTECTED] >>>> >>>> actually you wont have to fight because i will be doing the >>>> correspondence >>>> but you will have to do everything else like going to the branch, >>>> getting >>>> details,answering questions, following up etc. >>>> >>>> I have decided to take each case on a case to case basis until I have >>>> the >>>> time to take IBA and the CCPD to Court. >>>> >>>> Kanchan >>>> >>>> >>>> ----- Original Message ----- >>>> From: "Rahul" <[EMAIL PROTECTED]> >>>> To: <[email protected]> >>>> Sent: Sunday, July 01, 2007 00:28 >>>> Subject: Re: [AI] hdfc ATM card >>>> >>>> >>>>> hello, respected members >>>>> Nice to see this issue on Access India. I have my account in Punjab >>>>> national >>>>> bank. I have requested them to issue me an ATM card and check book. >>>>> they >>>>> r >>>>> saying that these service are not available for a visually challenged >>>>> person. tell me what to do next to over come this major problem. >>>>> thanks in advance >>>>> Rahul Gambhir >>>>> >>>>> >>>>> ----- Original Message ----- >>>>> From: "pamnani" <[EMAIL PROTECTED]> >>>>> To: <[email protected]> >>>>> Sent: Wednesday, June 27, 2007 9:00 AM >>>>> Subject: Re: [AI] hdfc ATM card >>>>> >>>>> >>>>>> Sanjeev Good your problem is over. >>>>>> We will fight every battle in this manner till it becomes too much >>>>>> for >>>>>> the >>>>>> banks to deal with each individual case as an exception. this is the >>>>>> best >>>>>> way to get it. >>>>>> >>>>>> We are also working on a memorandum for the Banking facilities and >>>>>> will >>>>>> revert to this group when some proper drafting is done. Also looking >>>>>> at >>>>>> modifying and or challenging the CCPD order as well as IBA Rules. >>>>>> >>>>>> It will take some time because all issues have to be considered. In >>>>>> the >>>>>> meantime I am working on the NSDL representation and the Petition >>>>>> against >>>>>> Rs. 2 coins. Check accessindia for further details. >>>>>> In another case I have senta notice to Bank of Baroda regarding non >>>>>> granting >>>>>> of ATM to one Anjali Jamale who is not part of this group. I think it >>>>>> may >>>>>> be >>>>>> worked out soon based on the reply that I have received from the >>>>>> Branch. >>>>>> Will revert. >>>>>> If anybody has been denied any banking service because they are >>>>>> visually >>>>>> challenged , they must start asking for these facilities immediately >>>>>> so >>>>>> that >>>>>> we can capitalise on the situation and use the RBI email IDs that I >>>>>> had >>>>>> emailed. >>>>>> Kanchan >>>>>> ----- Original Message ----- >>>>>> From: "Chaodhari, Sanjeev IN BOM SISL" >>>>>> <[EMAIL PROTECTED]> >>>>>> To: <[email protected]> >>>>>> Sent: Wednesday, June 27, 2007 17:12 >>>>>> Subject: Re: [AI] hdfc ATM card >>>>>> >>>>>> >>>>>>> Dear members >>>>>>> Hi >>>>>>> Finally I got ATM card. Email id given by harish and kanchan has >>>>>>> worked. >>>>>>> >>>>>>> But the bad site of this is they still didn't have change there >>>>>>> rules, >>>>>>> which means if another visually challenged person wants ATM card in >>>>>>> HDFC >>>>>>> bank. Then he will have to go again same procedure again. >>>>>>> They have given me ATM card considering me as exception, and I have >>>>>>> to >>>>>>> go to there branch to collect my card and pin number. Usually for >>>>>>> others >>>>>>> it comes by corier. >>>>>>> And don't worry pranav, according to then they have issue ATM card >>>>>>> to >>>>>>> you, when this rule was not there, so they cannot do anything. >>>>>>> So what do you think member's what should we do in order to realize >>>>>>> them >>>>>>> that I am not the alone, >>>>>>> Thanks. >>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>> Sanjeev >>>>>>> Email: [EMAIL PROTECTED] >>>>>>> Or [EMAIL PROTECTED] >>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>> Call: +919820637390 >>>>>>> Direct office: +9102267572118 >>>>>>> -----Original Message----- >>>>>>> From: [EMAIL PROTECTED] >>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>> Chaodhari, >>>>>>> Sanjeev IN BOM SISL >>>>>>> Sent: Wednesday, May 09, 2007 3:15 PM >>>>>>> To: [email protected] >>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>> >>>>>>> Hi kanchan >>>>>>> >>>>>>> I asked about rules but Sr. Manager Corporate Salary but she sed its >>>>>>> there internal rule. When I mention the fact some other vi hold ATM >>>>>>> cards in mumbai's hdfc bank (without providing any ditailes about >>>>>>> person >>>>>>> or any branch) she has ask me to send me a mail with bank ditailes >>>>>>> which >>>>>>> she is going to forword to there product head, asking for product >>>>>>> confermation with other ditailes. >>>>>>> thank >>>>>>> >>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>> Sanjeev >>>>>>> Email: [EMAIL PROTECTED] >>>>>>> Or [EMAIL PROTECTED] >>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>> Call: +919820637390 >>>>>>> Direct office: +9102267572118 >>>>>>> -----Original Message----- >>>>>>> From: [EMAIL PROTECTED] >>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of Pamnani >>>>>>> Sent: Wednesday, May 09, 2007 12:22 PM >>>>>>> To: [email protected] >>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>> >>>>>>> Sanjeev, ask them for the Rules. >>>>>>> My guess is that they will now quote from IBA. >>>>>>> >>>>>>> There is a point I have been trying to make to friends on a personal >>>>>>> level >>>>>>> and that is that if the visually challenged keep running of to the >>>>>>> Commissioner of Disabilities and to the Courts then we are going to >>>>>>> make >>>>>>> >>>>>>> life very difficult for ourselves and the next generation. >>>>>>> >>>>>>> The banking problem has been hassling us for some time but most of >>>>>>> us >>>>>>> got >>>>>>> the accounts we wanted when there were no clear guidelines. Based on >>>>>>> the >>>>>>> >>>>>>> Disabilities Commissioner's order the IBA came up with guidelines >>>>>>> which >>>>>>> have >>>>>>> in fact damaged our cause. Now every bank has to live with the IBA >>>>>>> guidelines and will start limiting us. >>>>>>> >>>>>>> PRANAV AND OTHERS WITH HDFC better watch out. They may just cancel >>>>>>> your >>>>>>> ATM. >>>>>>> >>>>>>> Everybody who runs to court should consider the long term >>>>>>> repurcussion. >>>>>>> >>>>>>> The man who filed for banking rights before the Commissioner of >>>>>>> Disabilities >>>>>>> limited his own case. The discussion of the Disability Commissioner >>>>>>> shows on >>>>>>> the record that we have spoilt our own case. Someone did share this >>>>>>> information on the list but I guess none of youll read this in >>>>>>> detail. >>>>>>> >>>>>>> Lets be careful in the future. >>>>>>> >>>>>>> Maybe we should start a new thread on this discussion. >>>>>>> >>>>>>> Kanchan Pamnani >>>>>>> Advocate & Solicitor >>>>>>> 9, Suleman Chambers, >>>>>>> Battery Street, Colaba, >>>>>>> Mumbai - 400 039. >>>>>>> >>>>>>> >>>>>>> >>>>>>> ----- Original Message ----- >>>>>>> From: "Pranav Lal" <[EMAIL PROTECTED]> >>>>>>> To: <[email protected]> >>>>>>> Sent: Wednesday, May 09, 2007 11:28 AM >>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>> >>>>>>> >>>>>>>> This is indeed strange. I did get an ATM card from hdfc so I do not >>>>>>>> know what rules they are talking about. I have 2 accounts with >>>>>>>> them. >>>>>>>> >>>>>>>> On 5/9/07, Chaodhari, Sanjeev IN BOM SISL >>>>>>> <[EMAIL PROTECTED]> >>>>>>>> wrote: >>>>>>>>> Hi pranav >>>>>>>>> >>>>>>>>> Problem is not with opening account in HDFC bank, problem is they >>>>>>>>> are >>>>>>>>> refusing to give me ATM card, they say that it does not feet in to >>>>>>>>> rules. >>>>>>>>> I have successfully open account in HDFC bank. >>>>>>>>> >>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>> Sanjeev >>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>> Call: +919820637390 >>>>>>>>> Direct office: +9102267572118 >>>>>>>>> -----Original Message----- >>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>> Pranav >>>>>>> Lal >>>>>>>>> Sent: Wednesday, May 09, 2007 7:33 AM >>>>>>>>> To: [email protected] >>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>> >>>>>>>>> Hi Sanjeev, >>>>>>>>> >>>>>>>>> I successfully opened an account with the Kandivilli West branch >>>>>>>>> in >>>>>>>>> Mumbai. >>>>>>>>> In the worst-case scenario, you could do the same and I could give >>>>>>> you >>>>>>>>> the >>>>>>>>> contact information of my personal banker. Mind you, you could >>>>>>>>> still >>>>>>> go >>>>>>>>> to >>>>>>>>> the Worlie branch and access the facilities from their. >>>>>>>>> >>>>>>>>> Pranav >>>>>>>>> >>>>>>>>> -----Original Message----- >>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>> Chaodhari, >>>>>>>>> Sanjeev IN BOM SISL >>>>>>>>> Sent: Tuesday, May 08, 2007 8:52 AM >>>>>>>>> To: [email protected] >>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>> >>>>>>>>> Hi pranav >>>>>>>>> I live in Mumbai, and banking in worly branch. >>>>>>>>> >>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>> Sanjeev >>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>> Call: +919820637390 >>>>>>>>> Direct office: +9102267572118 >>>>>>>>> -----Original Message----- >>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>> Pranav >>>>>>> Lal >>>>>>>>> Sent: Tuesday, May 08, 2007 7:09 AM >>>>>>>>> To: [email protected] >>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>> >>>>>>>>> Hi Sanjeev, >>>>>>>>> >>>>>>>>> I have been banking with HDFC four over four years and have had no >>>>>>>>> problems. >>>>>>>>> Which branch are you banking with and what city are you in? >>>>>>>>> >>>>>>>>> Pranav >>>>>>>>> >>>>>>>>> -----Original Message----- >>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>> Chaodhari, >>>>>>>>> Sanjeev IN BOM SISL >>>>>>>>> Sent: Monday, May 07, 2007 9:37 AM >>>>>>>>> To: [email protected] >>>>>>>>> Subject: [AI] hdfc ATM card >>>>>>>>> >>>>>>>>> Dear member's >>>>>>>>> >>>>>>>>> Hi >>>>>>>>> >>>>>>>>> Recently I have open account in hdfc bank. They have provided me >>>>>>> phone >>>>>>>>> banking facility, and according to there wellcome letter I will >>>>>>>>> get >>>>>>> my >>>>>>>>> details of net banking in 10 daies. Still 3 or 4 daies to go. >>>>>>>>> >>>>>>>>> But they have refused me to give ATM card, saying that it does not >>>>>>> fit >>>>>>>>> in to rules. >>>>>>>>> >>>>>>>>> Does anybody have hdfc's ATM card? >>>>>>>>> >>>>>>>>> What should be my next step? >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>> >>>>>>>>> Sanjeev >>>>>>>>> >>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>> >>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>> >>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>> >>>>>>>>> Call: +919820637390 >>>>>>>>> >>>>>>>>> Direct office: +9102267572118 >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>> To unsubscribe send a message to >>>>>>> [EMAIL PROTECTED] >>>>>>>>> with >>>>>>>>> the subject unsubscribe. >>>>>>>>> >>>>>>>>> To change your subscription to digest mode or make any other >>>>>>>>> changes, >>>>>>>>> please >>>>>>>>> visit the list home page at >>>>>>>>> >>>>>>>>> >>>>>>> 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