i think their website is www.rbi.org.in ----- Original Message ----- From: "Rakesh Kumar Gupta" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Friday, July 06, 2007 3:43 AM Subject: Re: [AI] Punjab National Bank
> The person, who gave me it, requested me, not to disclose it because he > managed it secretly from his office. > So, if anyone has website address of RBI, please give me. > Thanks in advance. > Regards, > Rakesh. > ----- Original Message ----- > From: "rajesh asudani" <[EMAIL PROTECTED]> > To: <[email protected]> > Sent: Thursday, July 05, 2007 11:09 AM > Subject: Re: [AI] Punjab National Bank > > >> If it is a circular issued by RBI, what is so secret about it? >> >> I will surely dig the matter and bring them into open, provided there are >> some guidelines on the subject in addition to IBA's. >> >> Write under RTI act to RBI Mumbai, and they will send the same in thirty >> days, no? >> >> Rajesh >> ----- Original Message ----- >> From: "Rakesh Kumar Gupta" <[EMAIL PROTECTED]> >> To: <[email protected]> >> Sent: Wednesday, July 04, 2007 11:03 PM >> Subject: Re: [AI] Punjab National Bank >> >> >>> Hi Harish and All, >>> I may confidently tell you that some guidelines were issued to all >>> national >>> and private banks by RBI related to issue of cheque books to visually >>> impaired persons in September 2004 because I had also collected a hard >>> copy >>> of that circular of guidelines from a secret person. >>> >>> Some of main lines are being mentioned here: >>> "All national and private banks are directed that they are bound to >>> issue >>> the cheque book to all visually impaired account holders, if anyone of >>> them >>> demands for it. >>> Those visually impaired persons are operating their account through >>> their >>> signature, they have no >>> any restriction. >>> But those persons are operating their account through Thum Impression, >>> they >>> have some restrictions, such as: >>> 1. They must use their thum impression only in Crossed Cheque and their >>> thum >>> impression will be verified by their bank manager. >>> 2. They can nott issue self cheque or bearer cheque to any person." >>> Regards, Rakesh. >>> ----- Original Message ----- >>> From: "harish kotian" <[EMAIL PROTECTED]> >>> To: <[email protected]> >>> Sent: Wednesday, July 04, 2007 11:34 AM >>> Subject: Re: [AI] Punjab National Bank >>> >>> >>>> Hi >>>> There is no such guidelines from RBI specifically touching VI, that I >>>> know >>>> of. >>>> >>>> >>>> Harish. >>>> >>>> ----- Original Message ----- >>>> From: "Rakesh Kumar Gupta" <[EMAIL PROTECTED]> >>>> To: <[email protected]> >>>> Cc: "pamnani" <[EMAIL PROTECTED]> >>>> Sent: Wednesday, July 04, 2007 7:33 AM >>>> Subject: Re: [AI] Punjab National Bank >>>> >>>> >>>>> Hi, >>>>> Can anybody give me specific website address for getting RBI >>>>> Guidelines >>>>> regarding various banking facilities specially relating Visually >>>>> impaired >>>>> persons such as: opening saving, fixed or other type of accounts, >>>>> various >>>>> type of loans etc. >>>>> Have a nice Time! >>>>> Regards, >>>>> Rakesh Kumar Gupta >>>>> Cell: 9968295921 >>>>> ----- Original Message ----- >>>>> From: "pamnani" <[EMAIL PROTECTED]> >>>>> To: <[email protected]> >>>>> Sent: Tuesday, July 03, 2007 6:21 AM >>>>> Subject: Re: [AI] Punjab National Bank >>>>> >>>>> >>>>>> Rahul, >>>>>> Please ask them for some circular or rule which says that they cant >>>>>> give >>>>>> you >>>>>> a cheque book etc. >>>>>> Are you willing to fight this for about 3 months if so write down >>>>>> full >>>>>> details and mail me at >>>>>> [EMAIL PROTECTED] >>>>>> >>>>>> actually you wont have to fight because i will be doing the >>>>>> correspondence >>>>>> but you will have to do everything else like going to the branch, >>>>>> getting >>>>>> details,answering questions, following up etc. >>>>>> >>>>>> I have decided to take each case on a case to case basis until I have >>>>>> the >>>>>> time to take IBA and the CCPD to Court. >>>>>> >>>>>> Kanchan >>>>>> >>>>>> >>>>>> ----- Original Message ----- >>>>>> From: "Rahul" <[EMAIL PROTECTED]> >>>>>> To: <[email protected]> >>>>>> Sent: Sunday, July 01, 2007 00:28 >>>>>> Subject: Re: [AI] hdfc ATM card >>>>>> >>>>>> >>>>>>> hello, respected members >>>>>>> Nice to see this issue on Access India. I have my account in Punjab >>>>>>> national >>>>>>> bank. I have requested them to issue me an ATM card and check book. >>>>>>> they >>>>>>> r >>>>>>> saying that these service are not available for a visually >>>>>>> challenged >>>>>>> person. tell me what to do next to over come this major problem. >>>>>>> thanks in advance >>>>>>> Rahul Gambhir >>>>>>> >>>>>>> >>>>>>> ----- Original Message ----- >>>>>>> From: "pamnani" <[EMAIL PROTECTED]> >>>>>>> To: <[email protected]> >>>>>>> Sent: Wednesday, June 27, 2007 9:00 AM >>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>> >>>>>>> >>>>>>>> Sanjeev Good your problem is over. >>>>>>>> We will fight every battle in this manner till it becomes too much >>>>>>>> for >>>>>>>> the >>>>>>>> banks to deal with each individual case as an exception. this is >>>>>>>> the >>>>>>>> best >>>>>>>> way to get it. >>>>>>>> >>>>>>>> We are also working on a memorandum for the Banking facilities and >>>>>>>> will >>>>>>>> revert to this group when some proper drafting is done. Also >>>>>>>> looking >>>>>>>> at >>>>>>>> modifying and or challenging the CCPD order as well as IBA Rules. >>>>>>>> >>>>>>>> It will take some time because all issues have to be considered. In >>>>>>>> the >>>>>>>> meantime I am working on the NSDL representation and the Petition >>>>>>>> against >>>>>>>> Rs. 2 coins. Check accessindia for further details. >>>>>>>> In another case I have senta notice to Bank of Baroda regarding non >>>>>>>> granting >>>>>>>> of ATM to one Anjali Jamale who is not part of this group. I think >>>>>>>> it >>>>>>>> may >>>>>>>> be >>>>>>>> worked out soon based on the reply that I have received from the >>>>>>>> Branch. >>>>>>>> Will revert. >>>>>>>> If anybody has been denied any banking service because they are >>>>>>>> visually >>>>>>>> challenged , they must start asking for these facilities >>>>>>>> immediately >>>>>>>> so >>>>>>>> that >>>>>>>> we can capitalise on the situation and use the RBI email IDs that I >>>>>>>> had >>>>>>>> emailed. >>>>>>>> Kanchan >>>>>>>> ----- Original Message ----- >>>>>>>> From: "Chaodhari, Sanjeev IN BOM SISL" >>>>>>>> <[EMAIL PROTECTED]> >>>>>>>> To: <[email protected]> >>>>>>>> Sent: Wednesday, June 27, 2007 17:12 >>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>> >>>>>>>> >>>>>>>>> Dear members >>>>>>>>> Hi >>>>>>>>> Finally I got ATM card. Email id given by harish and kanchan has >>>>>>>>> worked. >>>>>>>>> >>>>>>>>> But the bad site of this is they still didn't have change there >>>>>>>>> rules, >>>>>>>>> which means if another visually challenged person wants ATM card >>>>>>>>> in >>>>>>>>> HDFC >>>>>>>>> bank. Then he will have to go again same procedure again. >>>>>>>>> They have given me ATM card considering me as exception, and I >>>>>>>>> have >>>>>>>>> to >>>>>>>>> go to there branch to collect my card and pin number. Usually for >>>>>>>>> others >>>>>>>>> it comes by corier. >>>>>>>>> And don't worry pranav, according to then they have issue ATM card >>>>>>>>> to >>>>>>>>> you, when this rule was not there, so they cannot do anything. >>>>>>>>> So what do you think member's what should we do in order to >>>>>>>>> realize >>>>>>>>> them >>>>>>>>> that I am not the alone, >>>>>>>>> Thanks. >>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>> Sanjeev >>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>> Call: +919820637390 >>>>>>>>> Direct office: +9102267572118 >>>>>>>>> -----Original Message----- >>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>> Chaodhari, >>>>>>>>> Sanjeev IN BOM SISL >>>>>>>>> Sent: Wednesday, May 09, 2007 3:15 PM >>>>>>>>> To: [email protected] >>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>> >>>>>>>>> Hi kanchan >>>>>>>>> >>>>>>>>> I asked about rules but Sr. Manager Corporate Salary but she sed >>>>>>>>> its >>>>>>>>> there internal rule. When I mention the fact some other vi hold >>>>>>>>> ATM >>>>>>>>> cards in mumbai's hdfc bank (without providing any ditailes about >>>>>>>>> person >>>>>>>>> or any branch) she has ask me to send me a mail with bank ditailes >>>>>>>>> which >>>>>>>>> she is going to forword to there product head, asking for product >>>>>>>>> confermation with other ditailes. >>>>>>>>> thank >>>>>>>>> >>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>> Sanjeev >>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>> Call: +919820637390 >>>>>>>>> Direct office: +9102267572118 >>>>>>>>> -----Original Message----- >>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>> Pamnani >>>>>>>>> Sent: Wednesday, May 09, 2007 12:22 PM >>>>>>>>> To: [email protected] >>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>> >>>>>>>>> Sanjeev, ask them for the Rules. >>>>>>>>> My guess is that they will now quote from IBA. >>>>>>>>> >>>>>>>>> There is a point I have been trying to make to friends on a >>>>>>>>> personal >>>>>>>>> level >>>>>>>>> and that is that if the visually challenged keep running of to the >>>>>>>>> Commissioner of Disabilities and to the Courts then we are going >>>>>>>>> to >>>>>>>>> make >>>>>>>>> >>>>>>>>> life very difficult for ourselves and the next generation. >>>>>>>>> >>>>>>>>> The banking problem has been hassling us for some time but most of >>>>>>>>> us >>>>>>>>> got >>>>>>>>> the accounts we wanted when there were no clear guidelines. Based >>>>>>>>> on >>>>>>>>> the >>>>>>>>> >>>>>>>>> Disabilities Commissioner's order the IBA came up with guidelines >>>>>>>>> which >>>>>>>>> have >>>>>>>>> in fact damaged our cause. Now every bank has to live with the IBA >>>>>>>>> guidelines and will start limiting us. >>>>>>>>> >>>>>>>>> PRANAV AND OTHERS WITH HDFC better watch out. They may just cancel >>>>>>>>> your >>>>>>>>> ATM. >>>>>>>>> >>>>>>>>> Everybody who runs to court should consider the long term >>>>>>>>> repurcussion. >>>>>>>>> >>>>>>>>> The man who filed for banking rights before the Commissioner of >>>>>>>>> Disabilities >>>>>>>>> limited his own case. The discussion of the Disability >>>>>>>>> Commissioner >>>>>>>>> shows on >>>>>>>>> the record that we have spoilt our own case. Someone did share >>>>>>>>> this >>>>>>>>> information on the list but I guess none of youll read this in >>>>>>>>> detail. >>>>>>>>> >>>>>>>>> Lets be careful in the future. >>>>>>>>> >>>>>>>>> Maybe we should start a new thread on this discussion. >>>>>>>>> >>>>>>>>> Kanchan Pamnani >>>>>>>>> Advocate & Solicitor >>>>>>>>> 9, Suleman Chambers, >>>>>>>>> Battery Street, Colaba, >>>>>>>>> Mumbai - 400 039. >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>> ----- Original Message ----- >>>>>>>>> From: "Pranav Lal" <[EMAIL PROTECTED]> >>>>>>>>> To: <[email protected]> >>>>>>>>> Sent: Wednesday, May 09, 2007 11:28 AM >>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>> >>>>>>>>> >>>>>>>>>> This is indeed strange. I did get an ATM card from hdfc so I do >>>>>>>>>> not >>>>>>>>>> know what rules they are talking about. I have 2 accounts with >>>>>>>>>> them. >>>>>>>>>> >>>>>>>>>> On 5/9/07, Chaodhari, Sanjeev IN BOM SISL >>>>>>>>> <[EMAIL PROTECTED]> >>>>>>>>>> wrote: >>>>>>>>>>> Hi pranav >>>>>>>>>>> >>>>>>>>>>> Problem is not with opening account in HDFC bank, problem is >>>>>>>>>>> they >>>>>>>>>>> are >>>>>>>>>>> refusing to give me ATM card, they say that it does not feet in >>>>>>>>>>> to >>>>>>>>>>> rules. >>>>>>>>>>> I have successfully open account in HDFC bank. >>>>>>>>>>> >>>>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>>>> Sanjeev >>>>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>>>> Call: +919820637390 >>>>>>>>>>> Direct office: +9102267572118 >>>>>>>>>>> -----Original Message----- >>>>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>>>> Pranav >>>>>>>>> Lal >>>>>>>>>>> Sent: Wednesday, May 09, 2007 7:33 AM >>>>>>>>>>> To: [email protected] >>>>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>>>> >>>>>>>>>>> Hi Sanjeev, >>>>>>>>>>> >>>>>>>>>>> I successfully opened an account with the Kandivilli West branch >>>>>>>>>>> in >>>>>>>>>>> Mumbai. >>>>>>>>>>> In the worst-case scenario, you could do the same and I could >>>>>>>>>>> give >>>>>>>>> you >>>>>>>>>>> the >>>>>>>>>>> contact information of my personal banker. Mind you, you could >>>>>>>>>>> still >>>>>>>>> go >>>>>>>>>>> to >>>>>>>>>>> the Worlie branch and access the facilities from their. >>>>>>>>>>> >>>>>>>>>>> Pranav >>>>>>>>>>> >>>>>>>>>>> -----Original Message----- >>>>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>> Chaodhari, >>>>>>>>>>> Sanjeev IN BOM SISL >>>>>>>>>>> Sent: Tuesday, May 08, 2007 8:52 AM >>>>>>>>>>> To: [email protected] >>>>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>>>> >>>>>>>>>>> Hi pranav >>>>>>>>>>> I live in Mumbai, and banking in worly branch. >>>>>>>>>>> >>>>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>>>> Sanjeev >>>>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>>>> Call: +919820637390 >>>>>>>>>>> Direct office: +9102267572118 >>>>>>>>>>> -----Original Message----- >>>>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>>>> Pranav >>>>>>>>> Lal >>>>>>>>>>> Sent: Tuesday, May 08, 2007 7:09 AM >>>>>>>>>>> To: [email protected] >>>>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>>>> >>>>>>>>>>> Hi Sanjeev, >>>>>>>>>>> >>>>>>>>>>> I have been banking with HDFC four over four years and have had >>>>>>>>>>> no >>>>>>>>>>> problems. >>>>>>>>>>> Which branch are you banking with and what city are you in? >>>>>>>>>>> >>>>>>>>>>> Pranav >>>>>>>>>>> >>>>>>>>>>> -----Original Message----- >>>>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>> Chaodhari, >>>>>>>>>>> Sanjeev IN BOM SISL >>>>>>>>>>> Sent: Monday, May 07, 2007 9:37 AM >>>>>>>>>>> To: [email protected] >>>>>>>>>>> Subject: [AI] hdfc ATM card >>>>>>>>>>> >>>>>>>>>>> Dear member's >>>>>>>>>>> >>>>>>>>>>> Hi >>>>>>>>>>> >>>>>>>>>>> Recently I have open account in hdfc bank. They have provided me >>>>>>>>> phone >>>>>>>>>>> banking facility, and according to there wellcome letter I will >>>>>>>>>>> get >>>>>>>>> my >>>>>>>>>>> details of net banking in 10 daies. Still 3 or 4 daies to go. >>>>>>>>>>> >>>>>>>>>>> But they have refused me to give ATM card, saying that it does >>>>>>>>>>> not >>>>>>>>> fit >>>>>>>>>>> in to rules. >>>>>>>>>>> >>>>>>>>>>> Does anybody have hdfc's ATM card? >>>>>>>>>>> >>>>>>>>>>> What should be my next step? >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>>>> >>>>>>>>>>> Sanjeev >>>>>>>>>>> >>>>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>>>> >>>>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>>>> >>>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>>>> >>>>>>>>>>> Call: +919820637390 >>>>>>>>>>> >>>>>>>>>>> Direct office: +9102267572118 >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>>>> To unsubscribe send a message to >>>>>>>>> [EMAIL PROTECTED] >>>>>>>>>>> with >>>>>>>>>>> the subject unsubscribe. >>>>>>>>>>> >>>>>>>>>>> To change your subscription to digest mode or make any other >>>>>>>>>>> changes, >>>>>>>>>>> please >>>>>>>>>>> visit the list home page at >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i >>>>>>>>>>> n >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>>>> To unsubscribe send a message to >>>>>>>>> [EMAIL PROTECTED] >>>>>>>>>>> with the subject unsubscribe. >>>>>>>>>>> >>>>>>>>>>> To change your subscription to digest mode or make any other >>>>>>>>>>> changes, >>>>>>>>>>> please visit the list home page at >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i >>>>>>>>>>> n >>>>>>>>>>> >>>>>>>>>>> To unsubscribe send a message to >>>>>>>>> [EMAIL PROTECTED] >>>>>>>>>>> with >>>>>>>>>>> the subject unsubscribe. >>>>>>>>>>> >>>>>>>>>>> To change your subscription to digest mode or make any other >>>>>>>>>>> changes, >>>>>>>>>>> please >>>>>>>>>>> visit the list home page at >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i >>>>>>>>>>> n 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