Not just banking, but all other areas too! In fact should not have
lost an opportunity due to incompatible issues. I think we should make
the maximum use of Digital India campaign to make all the sites and
apps screen reader friendly!On 12/11/16, nitesh gupta
<[email protected]> wrote:
> Ya I also agree. we all need to fight to make Indian banking accessible.
>
> On 12/10/16, bhawani shankar verma <[email protected]> wrote:
>> unfortunately, while designing accessibility companies don't ask or take
>> suggestions from end users before designing. accessibility is our right
>> and
>>
>> we must fight jointly.
>>
>>
>> ----- Original Message -----
>> From: "Amar Jain" <[email protected]>
>> To: <[email protected]>
>> Sent: Saturday, December 10, 2016 2:05 PM
>> Subject: [AI] HDFC's Talking ATM Implementation: my experience
>>
>>
>>> Dear All,
>>>
>>> As most of us are aware that the Reserve Bank of India (the "RBI" ) in
>>> July 2014 made it mandatory for banks to have 25% of their ATMs enabled
>>> for talking prompts so that blind customers among others can use ATM
>>> services independently. Sharing below my experience with HDFC Bank
>>> Limited
>>> (the "Bank" ) so far.
>>>
>>> 1. Braille Enabled ATM Card
>>>
>>> The Bank has put in a special card infrastructure in order for the
>>> Bank's
>>> customers to use this facility. In order for the Bank's ATMs to provide
>>> talking prompts, the customer is required to request for a Braille
>>> enabled
>>> ATM card.
>>>
>>> The card has no special features, other than a code to which the card is
>>> mapped so that the machine can detect that this card requires talking
>>> prompts.
>>>
>>> Due to lack of awareness about this product in the Bank, you may need to
>>> write to Managing Director, so that the senior management can help you
>>> get
>>> this card smoothly. The e-mail address is: [email protected]
>>> You willl be required to fill an e-edge form, for requesting this card,
>>> and the special card code will be mentioned on the form. Due to
>>> confidentiality reasons, that cannot be disclosed in a public domain.
>>>
>>> 2. Activation and Services
>>>
>>> Once you get the card, you will be required to activate the same using a
>>> 4
>>> digit PIN. At the moment, my experience suggests that the card is not
>>> configured to activate using the one time password sent on your mobile.
>>>
>>> The card gives you Language Selection options between Hindi and English.
>>> Not all the services are enabled for talking prompts. In my experience,
>>> only Balance Enquiry, PIN Change, Cash Withdrawal, are some of the
>>> services which constitutes part of basic banking are enabled for talking
>>> prompts.
>>>
>>> 3. Some Observations
>>>
>>> From the Bank sources, I understand that approximately 10000 ATMs are
>>> configured for this service. However, I have no official confirmation
>>> for
>>> the same. Apart from the same, I have following observations on the
>>> implementation:
>>>
>>> A. No security measures: the ATMs have no security measures such as
>>> dimming the screen, or ensuring that the audio is played only when the
>>> headphone is plugged in. This makes it slightly less secured.
>>>
>>> B. No prompts for Input and Errors: No prompts are provided while keying
>>> in the digits such as on the amount screen. However, it is helpful to
>>> note
>>> that at the same time no prompt is given while entering the PIN.
>>>
>>> Also, in my experience, some prompts are not provided for error screens
>>> such as 'card is invalid' if you try to insert a card, which is closed
>>> due
>>> to wrongly entered PIN / OTP after a number of attempts.
>>>
>>> C. Non-bank Customers Deprived: like most of the other banks, the
>>> non-bank
>>> customers i.e. those who do not have a HDFC account cannot make use of
>>> this network which deprives such customers from using ATM network of the
>>> Bank.
>>>
>>> Over all, while it is good to see that for compliance, a step is taken,
>>> but a lot is yet to be done.
>>>
>>> Note: the entire write-up is based on my personal observations and
>>> experience.
>>>
>>> Regards,
>>> Amar Jain
>>>
>>>
>>>
>>> Register at the dedicated AccessIndia list for discussing accessibility
>>> of
>>>
>>> mobile phones / Tabs on:
>>> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
>>>
>>>
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>>>
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>>>
>>> Disclaimer:
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>>>
>>> 2. AI cannot be held liable for any commission/omission based on the
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>>>
>>
>>
>>
>> Register at the dedicated AccessIndia list for discussing accessibility
>> of
>> mobile phones / Tabs on:
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>>
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>> Disclaimer:
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>> person sending the mail and AI in no way relates itself to its veracity;
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>>
>
>
> --
> Skype: nitesh.gupta185
> officer, Oriental bank of commerse, in Lucknow.
> "good person is not one who thinks good but he is one who does good.
>
>
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> mobile phones / Tabs on:
> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
>
>
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>
> Disclaimer:
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> person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>


-- 
Best,

MRS
"It's better to be hated for what you are than to be loved for what
you are not". - Unknown

Sent from my iPad


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