Hi I too hold a joint ac with ICICI, no hassle while opening ac, but
when I ones stepped to encash a self cheque, I was forced to bring my
mum who was the joint holder though I went with my dad who too holds
an ac thereseparately.
I had already posted about this in our AI group too... Doubt if ICICI
has a darker cannotion against we challenged persons to provide a
normal state of being... How about other holders in ICICI? Is this the
state in the branch where I hold (west mambalam branch) or even is the
state in other branches of ICICI...I have no issues in other banks so
far...



On 4/23/19, Rohit Trivedi <[email protected]> wrote:
> If they refuse ask them to give it in writing.
>
>
>
> Sent from Mail<https://go.microsoft.com/fwlink/?LinkId=550986> for Windows
> 10
>
>
>
> ________________________________
> From: AccessIndia <[email protected]> on behalf of
> bhawani shankar verma <[email protected]>
> Sent: Tuesday, April 23, 2019 7:51:55 AM
> To: AccessIndia: a list for discussing accessibility and issues concerning
> the disabled.
> Subject: Re: [AI] ICICI Bank questioning my choice of joint account holder
> on ground of blindness
>
> you should let them know that with the help of technology you will know
> about all the banking transactions.
>
>>
>> -----Original Message-----
>> From: AccessIndia [mailto:[email protected]] On
>> Behalf
>> Of Payal Kapoor
>> Sent: Monday, April 22, 2019 7:04 PM
>> To: [email protected]
>> Subject: [AI] ICICI Bank questioning my choice of joint account holder on
>> ground of blindness
>>
>> hi,
>> this sounds rather bizzare to me but, when working on opening a joint
>> account in ICICI bank with my sister, they seem to have an objection on
>> the
>> ground that i may not know if she signs a cheque and withdraws money
>> since
>> i
>> am blind.
>> somehow, the same doesn't apply to either of my parents being a joint
>> account holder. doesn't the same apply to them going by their assumption?
>> i
>> did mention that it was my responsibility and would worry about the
>> withdrawals; but they want me to look at it from the bank's point of view
>> regarding the presumed uninformed withdrawals.
>> they are to get back to me on this finally tomorrow and they may just
>> deny
>> me an account; or maybe not.
>> what i want to know is- should there be any such objection on the part of
>> the bank at all? the choice of joing account holder is a personal
>> decision
>> independent of the bank's concern and choice?
>> any insight will elp. i am willing to drop the whole joiing account thing
>> totally, but need to drive this point home first.
>> if there is any contradicting opinion about this, from what i understand,
>> i'd appreciate information.
>> Thanks,
>> Payal
>>
>>
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