thanks everyone for giving me perspective and sharing your thoughts. i will definitely lay it out for them and maybe even change my mind about banking with them after all. however, that will be affter i've given them a piece of my mind, for sure. the case is right now in consideration with their HQ in Hyderabad. payal
On 4/23/19, Payal Kapoor <[email protected]> wrote: > hi George, > strangely enough, they have no problems if either of my parents hold a > joint account with me. something about having the same last name since > my sister is married and holds her married name. who even thinks like > that? > would you know the Twitter handle i can write to, in case they give me > further grief > ? > Best, > Payal > > On 4/23/19, George Abraham <[email protected]> wrote: >> Payal, >> >> My wife and I operate 4 joint accounts. The banks are ICICI, HDFC, South >> Indian Bank and Oriental Bank of Commerce. These are accounts where I >> manage >> the funds mainly using NEFT.IMPS etc. Likewise all the accounts my wife >> operates are also held jointly with me. The banks have had no problem. >> >> Best, >> >> George >> >> -----Original Message----- >> From: AccessIndia [mailto:[email protected]] On >> Behalf >> Of Payal Kapoor >> Sent: Monday, April 22, 2019 7:04 PM >> To: [email protected] >> Subject: [AI] ICICI Bank questioning my choice of joint account holder on >> ground of blindness >> >> hi, >> this sounds rather bizzare to me but, when working on opening a joint >> account in ICICI bank with my sister, they seem to have an objection on >> the >> ground that i may not know if she signs a cheque and withdraws money >> since >> i >> am blind. >> somehow, the same doesn't apply to either of my parents being a joint >> account holder. doesn't the same apply to them going by their assumption? >> i >> did mention that it was my responsibility and would worry about the >> withdrawals; but they want me to look at it from the bank's point of view >> regarding the presumed uninformed withdrawals. >> they are to get back to me on this finally tomorrow and they may just >> deny >> me an account; or maybe not. >> what i want to know is- should there be any such objection on the part of >> the bank at all? the choice of joing account holder is a personal >> decision >> independent of the bank's concern and choice? >> any insight will elp. i am willing to drop the whole joiing account thing >> totally, but need to drive this point home first. >> if there is any contradicting opinion about this, from what i understand, >> i'd appreciate information. >> Thanks, >> Payal >> >> >> Search for old postings at: >> http://www.mail-archive.com/[email protected]/ >> >> To unsubscribe send a message to >> [email protected] >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please >> visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> >> >> >> Search for old postings at: >> http://www.mail-archive.com/[email protected]/ >> >> To unsubscribe send a message to >> [email protected] >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please >> visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> >> > Search for old postings at: http://www.mail-archive.com/[email protected]/ To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
