Disability is not a ground to deny the services of a credit card. I own more than half a dozen credit cards from 4 leading banks, I put my signature on the application form though.
On 6/16/21, Mahesh S. Panicker <[email protected]> wrote: > Oh, > Just checked, The RBI Ban on Amex and HDFC on adding new credit card > customers is still there. HDFC, India's leading credit card provider, > could have been another option as they usually don't trouble in the > name of disability, but unfortunately, that option is closed for now. > Will have to try ICICI, and if one can successfully open the instant > account online, then trying for the Amazon Pay card could be a good > option. > Also, you can try applying for the Flipkart Axis Bank card. Try > applying through Flipkart rather than on the Axis website. > > On 6/15/21, Vaibhav Saraf <[email protected]> wrote: >> I think MX is currently banned from issuing any new cards. >> >> >> On Tue, 15 Jun 2021 at 23:20, Mahesh S. Panicker >> <[email protected]> >> wrote: >> >>> Hi Austin, >>> There is absolutely no way you can be denied a credit card on the >>> basis of you being blind. >>> I currently hold multiple cards from different banks. Had significant >>> diffculties with some of them. But is you persist and escalate the >>> matter to the top management, the issue should get resolved. We often >>> will have to fight, but things should get done eventually. My first >>> credit card was from ICICI. They initially refused me a card on the >>> basis of me not signing. But after I persisted and complained about >>> the issue, eventually they provided the card. I faced some issues with >>> Axis Bank as well, but eventually they also provided. With ICICI, you >>> can start an instant account through the iMobile app using Aadhar. >>> Afterwards, check on Amazon/amazonpay, if you are eligible for an >>> Amazon Pay ICICI card. If you have an existing relation with the bank, >>> they will generate your card within a minute, and the physical card >>> should reach you within a week. >>> The one provider with whom I faced no issue whatsoever, it was >>> American Express. I applied online, and the entire process was smooth >>> didn't create any fuss about disability or signature. They don't offer >>> life time free credit cards usually, and their cards have >>> acceptability issues in POS terminals at times. If your area is >>> serviceable for Amex, its worth exploring though as there are other >>> benefits with an Amex card. And do let me know if you are planning to >>> apply for any Amex cards, can help you with fee reduction and initial >>> welcome option. >>> Regards, >>> >>> On 6/15/21, [email protected] <[email protected]> wrote: >>> > Hey Austin, >>> > >>> > Primary prerequisite for getting Credit card is your Cibil score I >>> > think >>> > minimum should be 750. >>> > >>> > If you have a signature guide or can manage to sign I'd advise you to >>> apply >>> > online and never furnish anything concerning your disability. >>> > >>> > I hold 3 to 4 credit cards and among them recently I took Citi card >>> where I >>> > failed to comply with video KYC because of not being able to focus the >>> KYC >>> > documents properly 😊.Then an executive came to my place and took my >>> > KYC >>> > documents. >>> > >>> > Visit to indianmoney.com to check your Cibil score freely. >>> > >>> > --- >>> > >>> > -----Original Message----- >>> > From: [email protected] <[email protected]> >>> > On >>> > Behalf Of Austin Pinto >>> > Sent: Tuesday, June 15, 2021 9:36 PM >>> > To: [email protected] >>> > Subject: Re: [AI] are we not entitled for a credit card? >>> > >>> > >>> > >>> > that is 1 thing for which i want to change my bank. >>> > >>> > another thing for which i want to change is there is no branch near my >>> > house. >>> > >>> > so as my brother who is not vi has an account in icici bank, i thought >>> > of >>> > the same. >>> > >>> > so i wanted to know how are icici bank with regards to giving cards to >>> us. >>> > >>> > >>> > >>> > On 6/15/21, SC Vashishth < <mailto:[email protected]> >>> > [email protected]> wrote: >>> > >>> >> Dear Austin, >>> > >>> >> >>> > >>> >> You need not change the bank for this reason. This is simply >>> > >>> >> discrimination on the basis of disability. Write a complaint to the >>> > >>> >> ccpd by email and things should settle in a while. No bank can deny >>> > >>> >> any financial products or services to persons with disabilities >>> > >>> >> (blindness). By moving away from the bank, you will take away the >>> > >>> >> opportunity from the bank of learning a lesson of awareness. >>> > >>> >> >>> > >>> >> How to write a petition to ccpd and the format thereof can be >>> >> accessed >>> > >>> >> from the website link below: >>> > >>> >> >>> > >>> >> <https://www.disabilityrightsindia.com/p/writing-petition.html?m=1> >>> >> https://www.disabilityrightsindia.com/p/writing-petition.html?m=1 >>> > >>> >> >>> > >>> >> Hope it helps. >>> > >>> >> >>> > >>> >> Regards >>> > >>> >> >>> > >>> >> Subhash Chandra Vashishth >>> > >>> >> Advocate >>> > >>> >> >>> > >>> >> >>> > >>> >> >>> > >>> >> On Tue, 15 Jun 2021 at 8:49 PM, Austin Pinto >>> > >>> >> < <mailto:[email protected]> >>> >> [email protected]> >>> > >>> >> wrote: >>> > >>> >> >>> > >>> >>> hi all. >>> > >>> >>> so i have an account in Bank of Baroda Colaba branch. >>> > >>> >>> i got atm card with this account. >>> > >>> >>> today i went to apply for a credit card they said, they dont give >>> > >>> >>> credit card to blind people, i am writing the words in which they >>> > >>> >>> said. >>> > >>> >>> so are we not entitled for a credit card? >>> > >>> >>> i got very angry and am thinking of changing the bank that i have my >>> > >>> >>> account to icici bank. >>> > >>> >>> does any1 have a credit card with icici bank or bank of baroda? >>> > >>> >>> is there any circular that i can show them if they dont give me the >>> >>> card? >>> > >>> >>> >>> > >>> >>> >>> > >>> >>> -- >>> > >>> >> Warm regards, >>> > >>> >> >>> > >>> >> Subhash Chandra Vashishth >>> > >>> >> MIRPM, LLB, MA (Economics), MSW, Accessibility Expert CPABE Level III >>> > >>> >> Advocate, Specialist- Accessibility, Universal Design & Diversity >>> > >>> >> Inclusion Co-Founder & Director, CABE Foundation Country >>> > >>> >> Representative India - G3ict/SmartCities4All >>> > >>> >> Mobile: +91 (11) 9811125521 | >>> > >>> >> email: <mailto:[email protected]> >>> >> [email protected] >>> | >>> >> <mailto:[email protected]> [email protected] >>> > >>> >> <http://www.subhashvashishth.com> www.subhashvashishth.com | >>> >> <http://www.cabefoundation.com> www.cabefoundation.com | >>> > >>> >> <http://www.disabilityrightsindia.com> www.disabilityrightsindia.com >>> >> Linkedin >>> > >>> >> < <https://www.linkedin.com/in/subhashvashishth/> >>> >> https://www.linkedin.com/in/subhashvashishth/> | Facebook >>> > >>> >> < <https://www.facebook.com/subhash.vashishth> >>> >> https://www.facebook.com/subhash.vashishth> | Twitter >>> > >>> >> < <https://twitter.com/SCVashishth> https://twitter.com/SCVashishth> >>> >> | >>> >> Instagram >>> > >>> >> < <https://www.instagram.com/subhashvashishth/> >>> >> https://www.instagram.com/subhashvashishth/> >>> > >>> >> < <https://www.accessibilityassociation.org/cpabeoverview> >>> >> https://www.accessibilityassociation.org/cpabeoverview> >>> > >>> >> >>> > >>> >> -- >>> > >>> >> Disclaimer: >>> > >>> >> 1. Contents of the mails, factual, or otherwise, reflect the thinking >>> > >>> >> of the person sending the mail and AI in no way relates itself to its >>> > >>> >> veracity; >>> > >>> >> >>> > >>> >> 2. AI cannot be held liable for any commission/omission based on the >>> > >>> >> mails sent through this mailing list.. >>> > >>> >> >>> > >>> >> >>> > >>> >> Search for old postings at: >>> > >>> >> <http://www.mail-archive.com/[email protected]/> >>> >> http://www.mail-archive.com/[email protected]/ >>> > >>> >> --- >>> > >>> >> You received this message because you are subscribed to the Google >>> > >>> >> Groups "AccessIndia" group. >>> > >>> >> To unsubscribe from this group and stop receiving emails from it, >>> >> send >>> > >>> >> an email to <mailto:[email protected]> >>> >> [email protected]. >>> > >>> >> To view this discussion on the web visit >>> > >>> >> >>> >> < >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAN2%3D1h4Uh_CWNTGDUjiYxviEYKg4OH8n%2B6%3DrwCcLtUaXQy0Hqw%40mail.gmail.com >>> > >>> >> >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAN2%3D1h4Uh_CWNTGDUjiYxviEYKg4OH8n%2B6%3DrwCcLtUaXQy0Hqw%40mail.gmail.com >>> . >>> > >>> >> >>> > >>> > >>> > >>> > >>> > >>> > -- >>> > >>> > to listen to the Blind Android Users Podcast visit. >>> > >>> > <http://www.blindandroidusers.com> www.blindandroidusers.com >>> > >>> > To join our mailing list, send those “join requests” to: >>> > >>> > <mailto:[email protected]> >>> > [email protected] >>> > >>> > You may follow us on twitter using our handle: >>> > >>> > @BlindDroidUsers >>> > >>> > <https://twitter.com/@BlindDroidUsers> >>> > https://twitter.com/@BlindDroidUsers >>> > >>> > We do have a Telegram group that you can join and share stories or >>> whatever >>> > with our members at: >>> > >>> > <https://t.me/ANATAD> https://t.me/ANATAD >>> > >>> > >>> > >>> > -- >>> > >>> > Disclaimer: >>> > >>> > 1. Contents of the mails, factual, or otherwise, reflect the thinking >>> > of >>> the >>> > person sending the mail and AI in no way relates itself to its >>> > veracity; >>> > >>> > >>> > >>> > 2. AI cannot be held liable for any commission/omission based on the >>> mails >>> > sent through this mailing list.. >>> > >>> > >>> > >>> > >>> > >>> > Search for old postings at: >>> > >>> > <http://www.mail-archive.com/[email protected]/> >>> > http://www.mail-archive.com/[email protected]/ >>> > >>> > --- >>> > >>> > You received this message because you are subscribed to the Google >>> > Groups >>> > "AccessIndia" group. >>> > >>> > To unsubscribe from this group and stop receiving emails from it, send >>> > an >>> > email to <mailto:[email protected]> >>> > [email protected]. >>> > >>> > To view this discussion on the web visit >>> > < >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAPeFyi_4kZ%3DMCST%2B-DH983Wrph1Scvp1Lw_XbLi%2Bqu9MQ-DDqw%40mail.gmail.com >>> > >>> > >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAPeFyi_4kZ%3DMCST%2B-DH983Wrph1Scvp1Lw_XbLi%2Bqu9MQ-DDqw%40mail.gmail.com >>> . >>> > >>> > -- >>> > Disclaimer: >>> > 1. Contents of the mails, factual, or otherwise, reflect the thinking >>> > of >>> the >>> > person sending the mail and AI in no way relates itself to its >>> > veracity; >>> > >>> > 2. AI cannot be held liable for any commission/omission based on the >>> mails >>> > sent through this mailing list.. >>> > >>> > >>> > Search for old postings at: >>> > http://www.mail-archive.com/[email protected]/ >>> > --- >>> > You received this message because you are subscribed to the Google >>> > Groups >>> > "AccessIndia" group. >>> > To unsubscribe from this group and stop receiving emails from it, send >>> > an >>> > email to [email protected]. >>> > To view this discussion on the web visit >>> > >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/01dc01d76203%24583bb190%2408b314b0%24%40gmail.com >>> . >>> > >>> >>> >>> -- >>> Dr. Mahesh S. Panicker >>> Assistant Professor, >>> Department of Political Science, >>> Lady Shri Ram College for Women, >>> Lajpat Nagar >>> New Delhi 110024 >>> >>> -- >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the person sending the mail and AI in no way relates itself to its >>> veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >>> mails >>> sent through this mailing list.. >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/[email protected]/ >>> --- >>> You received this message because you are subscribed to the Google >>> Groups >>> "AccessIndia" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an >>> email to [email protected]. >>> To view this discussion on the web visit >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEPV0vfMNjLL-tw-xHdReguGaqynYK9ZqXz2SBxnOF4vHQ%40mail.gmail.com >>> . >>> >> >> -- >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> >> >> Search for old postings at: >> http://www.mail-archive.com/[email protected]/ >> --- >> You received this message because you are subscribed to the Google Groups >> "AccessIndia" group. >> To unsubscribe from this group and stop receiving emails from it, send an >> email to [email protected]. >> To view this discussion on the web visit >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAAx3Jh0g9SQuRts7BW_OUP3X8S3dynG8fXJbGBgOtzpLeEX_ww%40mail.gmail.com. >> > > > -- > Dr. Mahesh S. Panicker > Assistant Professor, > Department of Political Science, > Lady Shri Ram College for Women, > Lajpat Nagar > New Delhi 110024 > > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > Search for old postings at: > http://www.mail-archive.com/[email protected]/ > --- > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > To view this discussion on the web visit > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEO9QFSo%2BT%3DLSjmTBAdp-2ux2Wrfu5n1RPWGkr%2Bc%3DVNucg%40mail.gmail.com. > -- Mohib Anwar Rafay Phone: +919 555 555 765 -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/[email protected]/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. To view this discussion on the web visit https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAMudc6zhaM%2B%2B1LB3LRsYvGfAh-LMD4JrXo7hyvL2sfEgLXAW%3Dg%40mail.gmail.com.
