Hi

Please note that insurance  cover for home laon  is very expensive

Instead you purchase a plain vanilla term plan it will be much cheaper and
beneficial

You can have a  home insurance  policy for your home which cover losses due
to  fire flood earth quack and robbery

Health insurance - you please apply on line with any insurance company

Some of them will offer you with 15% co- payment  and 20% higher insurance
premium

And a rider  if your claim is due to your disabilty they will reject the
claim

On Tue, 15 Jul, 2025, 7:28 pm sampath raj rao, <[email protected]>
wrote:

> Hi AI friends,
> Greetings of the day...
> Since we are talking about insurance, I would like to put forth my query...
> Can we avail Life Term Insurance? Has any of our VI friends taken one?
>
> Another query is has anyone taken Health insurance? I have been trying to
> insure my health, but I am informed that 100% disabled persons can avail
> health insurance...
> Do we have any G.O. or circular to fight against this...
> I wonder why we are denied as we are not going to go for claim for our
> eye-related treatments when we are 100 % blind.
> Your views and experiences would be helpful in taking a policy...
> Thank you.
>
>
>
> On Mon, Jul 14, 2025 at 9:38 AM vikas shivsharan <[email protected]>
> wrote:
>
>> Yes, you can take insurance now, but you have to pay separate premium for
>> that
>>
>> On Sun, 13 Jul 2025 at 10:16 AM, KONGALETI SATYANARAYANA <
>> [email protected]> wrote:
>>
>>> Yes,
>>> You can take term insurance to cover the loan in case of unforeseen
>>> events.
>>>
>>>
>>>
>>> Thanks and warm regards, Kongaleti. Satya Narayana Reddy Reach me on
>>> Phone: 7093850932 Whatsap: 7093850932 Mail:
>>> [email protected] Address:2-129/1 Kongaleti chenna Reddy
>>> krishnam palli village and post. Udayagiri mandal nellore district a.p Pin:
>>> 524226
>>>
>>>
>>> On Sat, Jul 12, 2025 at 5:08 PM BHAWANI SHANKAR VERMA <
>>> [email protected]> wrote:
>>>
>>>> there are 2 types of insurance with home loan. one is for your property
>>>> against fire, flood and earth quackes etc and another is optional to secure
>>>> your home loan with your personal insurance. If at the time of disbursement
>>>> you have not opted for personal life cover Now you can opt either through
>>>> your bank's arrangement or your own. better to cover the entire loan amount
>>>> even after completion of the loan period.
>>>>
>>>>
>>>> On 7/12/2025 4:26 PM, sazid shaik wrote:
>>>>
>>>> Hello family, hope all are doing great,
>>>>
>>>> two years back I had taken home loan from icici hfc to purchase a
>>>> house. at that time i was not given home loan insurance on life.  couple of
>>>> days back I came to know that when we take home loan that amount will be
>>>> covered with insurance.
>>>> my doubt is that can we take that home loan insurance  now?
>>>> thanks in advance,
>>>> sk. sazid
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