I believe signature is an entirely personal choice, only concern is that it 
should not be easily forged.
Insistence on capital letters is legally untenable.
Availing chequebook with thumb impression is a little tricky as RBI 
circular/IBA guidelines do not contain any specific modalities for this.
Middle way is to have thumb impression attested by bank officials at the time 
of issue of chequebook itself.
This has support in Pincha's judgment of CCPD also...

Long wait for adoption of biometric technology still continues....
Rajesh

-----Original Message-----
From: [email protected] 
[mailto:[email protected]] On Behalf Of jignesh thakur
Sent: Friday, January 28, 2011 10:29 PM
To: accessindia
Subject: [AI] signature for bank acount

Dear friends,
Today I went to open an account in SBI, I signed the form and
completed other formalities.
After that officer rejected my signature and he gave me reason that my
signature has no small letter means all the letters ar capital
letters.
Now my problem was for me its tough to sign with small letter, so he
told me that I must open an account with thumb impression.
However after small disscussion I agreed for thumb impression, but he
denied me check book, and told me with thumb impression one can not
use check book.
I did not have any circular regarding this so I gave up.
So I request you to tell me 2 things: 1st one can not sign the form
with capital letters? Second we can not get check book and other
facilities with rthumb impression?
Please share circulare regarding this as early as possible.
Thanks in advance.


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