Srikanth, You have a vital RBI circular facilitating ‘cheque facility’ to a vi. But preferably I would use interbanking like ‘fund transfer, paybill, E-pay, etc. for most banking transactions & would advice you the same as it is not merely a question of issuing chequebook on signature to a visually challenged. More it is a question of 90/95% dishonor chances of the cheque on account of even the slightest variations. As per new guidelines even the smallest cuttings duly signed by you debar such cheque presentations to the bank. Perhaps it would be best to pursue chequebook only for loan purposes where a bunch of cheque could be submitted to the lending bank after duly stamped & signed by your bank manager. In my opinion minimal use of cheque is advisable by a blind also as banks (especially) private ones take it for their commercial fun to dishonor a cheque on the slightest provocation as issuer & depositor both banks enjoy the freedom of levying heavy penalty to the defaulter customer. Still if u haven’t got so far, kindly write me off list for the circular.
दीनानाथ यादव निजी सचिव - २ This Message was sent from Indian Oil Messaging Gateway, Refineries HQ, New Delhi, India. The information contained in this electronic message and any attachments to this message are intended for the exclusive use of the addressee(s) and may contain proprietary, confidential or privileged information. If you are not the intended recipient, you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately and destroy all copies of this message and any attachments. Get numbers right this time, help the census with correct disability info! Question 9 relates to disability.
