@Sagar Bro: Your points are good, but in practice and in Indian conditions I don't know how far it would be practically possible to implement.
@Harish Sir: I surely agree with the surveyor point, and as far as premium is concerned, I think its your experience which is saying so, and I hardly have knowledge of disability field, so I take it as it is for now. Whatever I was saying, I was saying from the commercial point of view. @Vedprakash Bro: Lucky you are, I must say! If you have disclosed your disability, and your agent haven't done anything different to save you from these issues. (But it is you! so, better we talk on phone about it smiles) At least I tried with HDFC Life, ICICI Prudential, and Bajaj, all of them asked for additional premium. But it was a long ago story, and I did not have seriousness to follow it up due to the reputation which insurance agents had created in my mind because of their appearances and differences in what they say and the policy conditions. But now having studied it as a subject, I know that it is not as rotten as a field which agents make you feel like sometimes. Whatever, now it is part of my planning, and kind of family requirement to get insurance. And I am serious about it, so lets see if there comes any refusal. Thanks for all the views, I am mostly done with my ground work now. -- Amar Jain. Website: www.amarjain.com Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/[email protected]/ To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
