I have used amex as a corporate card in India and haven't had any such problem. 
I never told them I am blind.
They've probably never had a customer using a thumb impression earlier and so, 
it is likely they don't really have any process laid out for this.

One option can be that you just fill up another application with a signature? 
They won't ask to match it with anything else.

Regards,
Manish

-----Original Message-----
From: AccessIndia [mailto:[email protected]] On Behalf Of 
Amar Jain
Sent: Monday, February 03, 2014 11:39 PM
To: [email protected]
Subject: Re: [AI] American Express Card users with thumb impression anyone?

Hi Mam,

Thanks for the response; as a matter of practice I am still using thumb 
impression till I do not obtain comfort and a predictable result with my 
signature, which I am still practicing. And that is where the problem is coming 
from.

Previously they sighted legal issues, which I could easily take care of due to 
the circulars and legal provisions of laws, but now here is another angle of 
Risk Management. Due to the absense of biometric devices, they are not happy to 
process it sighting this angle.

I have spoken with RBI (Department of Banking Operations and
Development) which issued the circular, and their view is that absense of 
biometric devices cannot be the reason to deny this facility to you. So if that 
ground is put forward by them, it is open to challenge.

Based on my discussions and email communications I understand that in U.S. and 
other jurisdictions people either use signature or draw a letter in presence of 
a witness.

Regards,
--
Amar Jain.
Website: www.amarjain.com

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