as far as my understanding of the practical situation is concerned, I think insurance companies are providing the cover without the accident benefit. They perceive the risk of accident in disability to be more. I have taken two LIC policies without any additional premiums. Now I'm also looking for some good term insurance for a high value but worried about this issue. If it is some toher issue, we can fight it out at the time of denial. But insurance is to be fought by our heirs. Will they be able to do that?
On 3/23/14, KanchanPamnani <[email protected]> wrote: > Hi > Did SBI Life reject your application in writing or was it orally? ? > Kanchan > > -----Original Message----- > From: AccessIndia [mailto:[email protected]] On Behalf > Of Surya Prakash Sharma > Sent: 23 March 2014 17:58 > To: [email protected]; AccessIndia: a list for discussing accessibility > and issues concerning the disabled. > Subject: Re: [AI] Disabled's rights in case of insurance > > Hi, > I also got senctioned 15L home loan from SBI last year and my > application for insurance cover was turned down by the SBI life on the > ground of disability. I didn't challange the rejection as I had bought > a term insurance policyfrom another insurer earlier. > > On 3/23/14, Worthy verses <[email protected]> wrote: >> In kerala, l.i.c. Or other corporate insurance agends r offering >> insurance to the blind & disabled. we have to undergo amedical check > up. >> Heartfelt grattitudes&greetings,shivadas.-----Original message----- >> From: Ekinath Khedekar >> Sent: 22/03/2014, 10:54 am >> To: accessindia >> Subject: [AI] Disabled's rights in case of insurance >> >> >> Dear Legal experts, >> >> I have got a sanction for a home loan, which can be covered through >> various insurance providers amongst which includes Indiafirst. >> >> If you take such insurance cover, your heirs do not have to pay the >> home loan liability in case of your death. >> >> But in my case though the Indiafirst executive is cooperative, he is >> not sure of my application going through. >> >> Thus, any circular by I R D A or other financial regulators may be >> handy where disabled have been insisted to be covered. >> >> SO please share any such regulations or any other guidance in same >> regard is appreciated. >> You can mail me any document on >> [email protected] >> >> or directly contact me >> >> Thanks >> >> >> >> >> >> -- >> --- --- --- >> >> "The waves breaking on the surface draw all the attention, >> But it is the current beneath the water that determines your >> direction..." >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility >> of >> mobile phones / Tabs on: >> > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind > ia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/[email protected]/ >> >> To unsubscribe send a message to >> [email protected] >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, > please >> visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility >> of >> mobile phones / Tabs on: >> > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind > ia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/[email protected]/ >> >> To unsubscribe send a message to >> [email protected] >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, > please >> visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> > > > -- > S. P. Sharma > Lecturer, Political Science > Govt. College Kaladera > Jaipur > > > > Register at the dedicated AccessIndia list for discussing accessibility of > mobile phones / Tabs on: > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind > ia.org.in > > > Search for old postings at: > http://www.mail-archive.com/[email protected]/ > > To unsubscribe send a message to > [email protected] > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > > > Register at the dedicated AccessIndia list for discussing accessibility of > mobile phones / Tabs on: > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in > > > Search for old postings at: > http://www.mail-archive.com/[email protected]/ > > To unsubscribe send a message to > [email protected] > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > -- G. Vamshi Mobile: +91 9949349497 Skype: gvamshi81 www.retinaindia.org >From darkness unto light Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/[email protected]/ To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
