Hi
Few days back I had enquired about Bank of Baroda’s policy to pass on
lower interest rates’ benefit to customers in the form of reduction of
tenure period. DO these banks in case of increase of interest rates
increase the loan tenure too? Or increase the EMI amount?
What I wanted to know is that the policy of all the banks such as SBI,
PNB, HDFC, ICICI etc. Is the same “to reduce the loan tenure upon
reduction in base interest rates by the RBI?”
Is there any way that I through RBI or IBA induce Bank of Baroda to
give me an immediate respite in the form of reduction in EMI amount?
Thanking in advance...
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EDWARD EVERETT HALE.
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