Thank you for your reply Arvindji,

What if I have a margin of that 60% net salary? I mean, my EMI is just
45% of my net in-hand income.

Is there any way, through I can reduce my EMIs?

Please let know

Thanks and regards
Ekinath Khedekar





On 5/27/15, Ekinath Khedekar <[email protected]> wrote:
> Hi
>
> Few days back I had enquired about Bank of Baroda’s policy to pass on
> lower interest rates’ benefit to customers in the form of reduction of
> tenure period. DO these banks in case of increase of interest rates
> increase the loan tenure too? Or increase the EMI amount?
>
> What I wanted to know is that the policy of all the banks such as SBI,
> PNB, HDFC, ICICI etc. Is the same “to reduce the loan tenure upon
> reduction in base interest rates by the RBI?”
>
> Is there any way that I through RBI or IBA induce Bank of Baroda to
> give me an immediate respite in the form of reduction in EMI amount?
>
>
> Thanking in advance...
>
>
>
>
>
> --
>                                           ***************
>
> "I am only one, but I am one. I cannot do everything, but I can do
> something. And because I cannot do everything, I will not refuse to do
> the something I can do. What I can do, I should do. And what I should
> do, by the grace of God, I will do."
> EDWARD EVERETT HALE.
>


-- 
                                          ***************

"I am only one, but I am one. I cannot do everything, but I can do
something. And because I cannot do everything, I will not refuse to do
the something I can do. What I can do, I should do. And what I should
do, by the grace of God, I will do."
EDWARD EVERETT HALE.



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