I guess it depends on who is paying the contractor.   If the money is yours to 
allocate I think I would go shopping.   If the contract is between the 
insurance company and the contractor I would ask the insurance company to 
enforce their own contract or find a different contractor.

Mark


> On Mar 5, 2019, at 9:29 AM, Sterling Jacobson <[email protected]> wrote:
> 
> I have an insurance claim for a home project that pays out about $15k.
>  
> The insurance itemization shows a 10 and 10 overhead and profit for each 
> item, so 20 percent of that $15k goes to the restoration company for 
> management or whatever.
>  
> When I was given a budget for materials to pick on restoration it seemed 
> rather low so I challenged them on their itemization.
>  
> They flat out told me 20 percent isn’t enough, so they take out 45 percent, 
> or roughly half of that $15k goes to the management/restoration company 
> instead of 20 percent.
>  
> The rest is used for the actual labor and materials to get the job done.
>  
> Is that normal? 
>  
> Should I just let them eat all that money, or should I be shopping around for 
> another restoration company that thinks 10 and 10 is enough for them?
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