Are you free to use whoever you want? Sounds like a small project. Checkout thumbtack.
From: Sterling Jacobson Sent: Tuesday, March 05, 2019 11:01 AM To: AnimalFarm Microwave Users Group Subject: Re: [AFMUG] OT Insurance Fraud? I’m ok with moving the money to the company from insurance, but I don’t want shoddy work and I don’t want to pay extra plus extra on top of things when I run a bit over on some of the budget line items. We’ll see what they come back with now that they have our items and calculate the overage. I believe they need to make money, and I think there is enough money there for them and their contractors for sure, having just done a ton of remodeling. It’s funny to put their feet to the fire though and ask them for THEIR itemization costs. That’s when they admitted they take more than the 20 percent upwards of 45 percent and they flat out refused to give us their cost breakdown. From: AF <[email protected]> On Behalf Of Lewis Bergman Sent: Tuesday, March 5, 2019 9:00 AM To: AnimalFarm Microwave Users Group <[email protected]> Subject: Re: [AFMUG] OT Insurance Fraud? One of the computer programs is called Exactimate. I have a freind that was an insurance adjuster. They get paid, for the most part, on a percentager basis. They try to be as liberal as they can justify without spending all day fighting for you. I know a guy that owns a Service Master business in town. I don't get the idea that that is a business with a huge margin. On Tue, Mar 5, 2019 at 9:39 AM Joe Novak <[email protected]> wrote: There is actually a estimation program built for the insurance industry for Fire/Flood rehab and remodeling. In my experience, the entire industry is very murky and the people ('General' contractors, as in the 'owner' of the job) are just as murky. I worked for a Contractor just out of high school doing fire restoration. It was fun while it lasted, but it seems like no one related to the insurance industry actually wants to pay the going rate for work to be completed. Insurance didn't want to pay, then the general contractor didn't want to pay... and that is how I got started installing internet. On Tue, Mar 5, 2019 at 8:47 AM Ken Hohhof <[email protected]> wrote: 20% sounds normal for a general contractor. Neighbors trying to get small remodeling jobs done tell me the market is so good right now the contractors only want big projects like $100K+ and flat-out tell people they don’t want the smaller jobs. Not sure if that’s what you are running into, or fraud as you suspect. I have a certain amount of sympathy for a contractor doing a small project which maybe involves the same a mount of work pulling permits, getting inspections, supervising the workers, and meeting with the homeowner as a larger project, yet pays a smaller amount. But insurance companies weren’t born yesterday and presumably know what it should cost to get the job done. From: AF <[email protected]> On Behalf Of Sterling Jacobson Sent: Tuesday, March 5, 2019 8:29 AM To: AnimalFarm Microwave Users Group <[email protected]> Subject: [AFMUG] OT Insurance Fraud? I have an insurance claim for a home project that pays out about $15k. The insurance itemization shows a 10 and 10 overhead and profit for each item, so 20 percent of that $15k goes to the restoration company for management or whatever. When I was given a budget for materials to pick on restoration it seemed rather low so I challenged them on their itemization. They flat out told me 20 percent isn’t enough, so they take out 45 percent, or roughly half of that $15k goes to the management/restoration company instead of 20 percent. The rest is used for the actual labor and materials to get the job done. Is that normal? Should I just let them eat all that money, or should I be shopping around for another restoration company that thinks 10 and 10 is enough for them? -- AF mailing list [email protected] http://af.afmug.com/mailman/listinfo/af_af.afmug.com -- AF mailing list [email protected] http://af.afmug.com/mailman/listinfo/af_af.afmug.com -------------------------------------------------------------------------------- -- AF mailing list [email protected] http://af.afmug.com/mailman/listinfo/af_af.afmug.com
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